According to my credit card company, My SellersGuide.com, took $70.51 fraudulently from my credit card, but when calling them at 1-888-341-0660, they are extremely rude and barely speek english, they are muslum or hindu or some other kind of raghead that should not even be in this country, anyway, they say that their site is host to 16 different links, and that whoever used my credit card info, used it on one of those links and so therefore they are not liable. Well guess what? According the the FBI, (credit card and bank account fraud are Federal offences), they are liable. Anyone who is concerned that they have no recourse and feel that they have to lie down and just "take it", you do have options. Go to the FBI's website, it is very informative and helpful, that is what I did, and now I can at least sleep at nite. Good luck to all of you who have been ripped off through your credit cards or bank accounts, and feel free to e-mail me at [email protected]