I was the victim of a Mystery Shopper scam. I cashed the check against my account only later to find out that the check was countfeit. When the banks Loss Prevention contacted me I immediately apologized to them and told them I would be willing to pay the money in payments. I also filed a police report. I thought that we had an understanding and was told by the Asst bank Manager to contact the Loss prevention Dept on that Friday and they would be able to prevent collections and set up a payment plan. On that Friday when I called I spoke to R----who sent me to D---- voicemail. She never bothered to call me but proceeded to withdraw ALL the funds out of both my checking and savings account inorder to make the bank whole without any regard to me the customer.When I called after receiving notice of this she said it was legal to do so And to go get a copy of agreement from the bank and hung up. They also bounced all my checks and charged me bounce check fees as well as daily overdraft fees. These are hard economic times and if any bank couldn't care less if you pay your Mortgage or any other bills then They are not the kind of bank you should do business with. This is a bank without any scruples or compassion for anyone. Do Not Bank there Please learn from my experience. Victimized twice !st by Scammer then by National City Bank!!!

I was told in an email that there were several Western Unions in my area that had money missing from their stores and I was going to be going in and checking them out. I was to open a CitiBank account and they would wire money into it, including the $100.00 for doing the job. I was then to wire the money from the Western Union to another mystery shopper. They got my name, cell phone number and address. I started being leary of it and checked it out and realized they were scam artists. I wrote an email telling them I wasn't interested and not to contact me again.

fake check. no such person/place on letter head and signature. DO NOT WIRE FUNDS to canada. no tax id number for the company. 11/11/10

The company sent me a counterfit check for 3, 890.00 to take an assignment that they were gona pay 300.00 a week.that I put into my bank accout that is on the hot seat for with out any funds due to overdraft fees.

Dear Ida,
I will like to know the status of the transfer is the money has been
sent. Please update me so that you can get the next assignment done.

John Murphy


-----Original Message-----
From: [email protected]
To: [email protected]
Sent: Tue, Jan 12, 2010 9:12 pm
Subject: Re: Payment Instructions / First Assignment Delivering Today


Dear John
I need you to clarify the process, am I to cash the check, take out
$200 and send the remanding monies to the address of the instruction
sheet minus the fees paid to western union.

Thanks for you assistance

Ida


In a message dated 1/11/2010 11:52:01 P.M. Pacific Standard Time,
[email protected] writes:
Attn : Prospective Shopper,
Dear IDA STEWART,

This is to let you know that your first assignment has been issued
out
via ups courier service with tracking (j247 500 3304), please read
and
make sure you understand all that is stated below to avoid any
mistakes. You are to receive FUNDS via UPS COURIER SERVICE.

Payment was issued to cover the project bills and also part of your
weekly wages and Assignment ($2, 850) :-

Once you receive the PAYMENT, you should take the payment to your
bank
and cash the payment same day or deposit it, you can ask the bank
when
the funds will be available in your account, then deduct $200 for your
shopping and in 5 days from now you would be receiving your weekly
wages which is 400$.The remaining balance should be used for the
below
assignment. Follow these instructions below.

1ST ASSIGNMENT: Your first assignment is to go to any western union
near you and check out, and use their western union services.

As a secret shopper, you should go there and study how to send money
and memorize all you see at the outlet. We want you to report back to
us with the following information:

-Name of the Store/Outlet
-Procedure of attendance:
-How many attendants were at the outlet:
-How many minutes it took for them to attend to you and process
transfer:
-Information that you think would be helpful
-Your comments and impressions.

As a secret shopper your job is to observe any thing useful going on
in
the outlet.. Make sure you observe everything you see in there
because
you may be asked some other questions when you return. So then you
would go ahead and make a western union money transfer to another
mystery shopper for another
assignment.

We want you to deduct your shopping money of $200 and have the
remainder funds sent to the information below for proper preparation
of
our next Mystery Shopper.

TRANSFER THE REST OF THE FUNDS THROUGH WESTERN UNION TO THE BELOW
INFORMATION:

Name: MAURICE LYONS
Address: 609 East Ave NE,
city: Atlanta
state: Georgia
zip code: 30312
Text Question: In God?
Text Answer: We Trust

Our Finance department has just established a new system which you
might have never heard of and it is called Alert Pay. And this
service
is been Privately owned and established under our management since
2004
with many competitors we have a very low rating and few customers and
we want to develop and upgrade our service to the best and fullest.
So
we only need the report you provide so we can work on our service
around the world.

Please try as much to be discrete when doing your work as a mystery
shopper, just observe all you see and report back when you get back
home. Your next assignment this week would be immediately after this
one, we would provide you with the details and address and your
balance
weekly payment.

Also to further finalize this Assignment, you have to get back to us
with the below western union transfer information for the money you
sent to the other mystery shopper:

1. Senders Name and Address
2. 10 Digit Money Transfer Control Number {M..T.C.N}
3. The amount transferred after deducting western union charges.

This project shouldn't take you more than a couple of hours to
execute
and the time limit matters to us, with that we can also determine
your
efficiency and the commitment you show towards working with us. Do
get
back to me with the Reports and Transfer information.

Looking forward to work with you on this project and remember to
pretend to be a client who wants to send money so they wont detect
you
are a secret shopper. Should you have any other questions or need
more
Instructions as to your first assignment, E-mail me on this same
email
address

Kindly email me as soon as you get this message. I hope to hear from
you today.

Warmest Regards,

Recruiting agent: John Murphy
Payment manager: Jacob Peter

Company : (David Allen Enterprise)