National Credit Corporation is a bunch of bull. I signed my brother in law up under my account. During this process they gave my brother in law a temporary card to use to access the gym facilities. They told him that he would receive his regular gym membership card in two weeks. He never recieved the card. After two weeks was up we went back to talk to the guy that signed him up to find out what the problem was. He said we had to re do the paperwork again. We re done the paper work and he got another temp card for him and another two weeks went by and he still did not get his membership card. I called National credit corporation to stop the electronic bill pay from being taken out of my account. The lady that worked for ncc told me I could not cancell the account. I was like no one is closing the account. I just want the electronic billing to stop and we will pay at the gym which I was told we could do by the guys that work for fitness usa. It eventually turned out to a screaming match after that. I even tried explaining the whole deal with my brother in law not getting his membership card and since the guys that signed him up no longer worked there the new people would not let him in to work out. I told her that since ncc wants to be that way I am not going to pay for something that he can not use. A year or so later I get a court summons from ncc's lawyer. I had 30 days to submit why I do not want to pay for this bill and I explained to them how I was treated over the phone by ncc's personel. I had been in contact with the court house and they tell me the case is still open but no activity was going on. A few days ago I receieve a notice of action against me. This is crap!!! After being treated the way they did and then tryiing to make me pay for something my brother in law can not use. Thats bs.