ONE WHEN FIRST GETTING THE LOAN 11 YRS, I ASKED TO HAVE THE REALESTATE TAXES AND INSURANCE IN THE MONTHLY PAYMENT.
THIS WAS NOT DONE.
TWO THEY WOULD NOT PUT ME ON THE LOAN, BUT HOWEVER THEY TOOK A CERT BANK CK FROM ME.
ALTHOUGH WE HAD RUFF TIMES AND SOMETIMES FELL BACK ON PAYMENTS, I STRUGGLED TO KEEP A FLOAT.
IN SEPT I APPLIED FOR A HOME MOD AND WAS TOLD THAT THE PAYMENTS WERE TO BE 589 MONTH, AFTER THE SEPT PAYMENT OF 774. THEY REQUEST INFO AND I FAXED OVER SEVERAL TIMES AND PAID $ 35 I CONTINOUSLY KEEP IN CONTACT WITH THEM, THEN IN DEC THEY TOLD ME WE HAD TO DO THE PROCESS OVER AGAIN . THEY DID NOT RESUBMIT IT UNTIL FEB THEN THEY CALL ON MAY31, 2010 TELLING ME THEY DID NOT APPROVE IT AND NOW WE OWE 8, 0000 AND SOME ODD DOLLARS, AND WE NEED TO PAY
NOW.NOW WE ARE FACED WITH LOSING OUR HOME . HOW IS THIS FAIR. PLEASE ANYONE WHO CAN HELP PLEASE, I HAVE 3 DISABLE CHILDREN