Had loan modification with Sun Trust since May 2010, loan sold to Nation Star December 2010. Nation Star claims to have no knowledge of modification even after I have faxed them copies of my original mod. Was told to reapply, have done so and was told that my payment will be $3, 222.10 up from the payment of $1, 687.73. When we first applied in May, my wife was working, she has not worked since October due to health issues. When I asked how our modification could go up so much, I was told that they had to include my wife's income because if and when she goes back to work that will be income she is making. I have been told to just make my three months payments as a act of good faith, and that it doesn't mean that is what my permanent payment will be. My net income is only $3, 900.00 a month for five people there is no way I can afford that. They kept and cashed (1) payment then sent (1) payment back because it was insufficent to cover delinquency. I have never been notified by mail or phone about any delinquency. I have been given four different auction dates in three months. I work monday through friday which leaves my wife who has health problems to deal with these people.It doesn't seem like any one can help, I have contacted the Attorney General, my congressmen, and everyone else that I can think of. We the taxpayors have spent trillions of dollars to bail these companies out and we get nothing in return, except the heartache and the bill.