This company is in blatant violation of the Federal Fair Debt Collections Practices Act. The first time I received a call from this company was on April 8, 2009 from a gentleman named Len Seiner, who left a voicemail with his phone number but no company name. He failed to state that he was from a collections agency, which is a violation of Federal regulation.

In his second call on April 10, 2009, he finally admitted he was from a collections agency, but his credibility was already shot. I called him back on the same day, stating that all further correspondence will be via mail and that we will never speak again. Today, April 13, 2009, I got a call from a Robert Farence from the same company, which is in blatant violation against my wishes and against Federal Regulations. They have been reported to the NYC Department of Consumer Affairs for harassment. And I want this incident to be known so that others may be prepared.

I owe them $800...for Chase! They say that if I don't pay them right now, they will take me to court and pin the lawyer’s fees on me, making my bill go from $800 to $3, 000. I only had $400 on the card, the rest is from Credit collector fees! :( I don't have $800 right now because I need to get my car fixed before inspection and it could be $1, 000! What should I do? I'm so confused and stressed out. They leave rude messages on my phone, cell and home, and I can't take it anymore.

Hi... they told me that I owe them because of a motorcycle debt that I had with HSBC... so I paid them $4400 which was more than how much I should've owed but I did pay them.. This was about 8 months ago and they still haven’t sent me a letter or title or anything... I called them numerous times and they keep hanging up on me... what should I do? They are so *** up... I’m so pissed I don’t know where my money went... and I’m actually trying to sell the bike and I can’t even do that cuz I don’t have the title.

The company sent me a notice of an old old credit card debt that I had settled outside of court.

Has called me the last 26 days regarding Hillco Receivables account and I sent a certified return receipt letter that I disputed the debt and requested an entire accounting of the debt. I have yet to receive it.

I went through a debt resolution program in 2002-2004 to pay off my credit cards. The company, Hillco Receivables keeps turning over the account to agency after agency. This last agency, NAFS, has been calling day after day and it's getting old. I have paid my debt according to the settlement agreement, and have told them that.

This company has a message that you automatically give consent to have your call recorded. Based on my state law, it is illegal if you request before-hand that the call NOT be. I requested that the call not be recorded and was told "no...It will not be". After some banter, which included the agent "fishing" for info for which I did not embellish, including info that I was a student (which I am not!) I was told at the end of the conversation that the phone call HAD been recorded. I am so glad I got her name, direct phone number, both long distance and toll-free. Suffice to say, the FTC and my state Attorney General will be told about the incident.