Hello guys my name is Ron Davis... i am 24yrs old guy from Florida...
Let me just give a detail information about so call [LAW FIRM] or [CRIME MONITORING CENTER] Also known as [NATIONAL ADVANCE PAYDAY]..[THEY ALSO SAY THAT THEY ARE CALLING ON BEHALF OF SONY CASHNET].. There is a call center situated in India from where these guys call in all over United States... How do they do this??
They have a server based in florida from which call are routed using Voip calls... If you try to get back to there number it says disabled or some other error... ur personal information including ur SSN, ur home tel no... ur employee no...ur check routing number... bank a/c num...etc...is leaked out from a third part to these guys...
The process goes in this way... they suddenly call u one day stating that there is case filed against u in there LAW FIRM coz u failed to pay the loan back to ur creditor which is NATIONAL ADVANCE PAYDAY [this company does not exist]... there job is to scare... they will say that investigation officers will come at ur place within 2 days n will take u to the court house... n u will have to pay the fine for not paying the payday loan on time... they wont provide any documents regarding this SO called loan... and will say that it was written in the contract that all the notifications will b sent to ur Email ID...[this kind of contract does not exist with any kind of payday loan company]

Now that u r afraid there job is done...
If u r afraid u will ask for help... n then they will ask u to pay minimum $500 - $1000 to resolve this case out of the court... they will assure u that they will send the Paid in full documents at ur mailing address ... they will generate some crap number stating that its the reference number for the payment...

PAYMENT - these guys wont accept any payment mode except CARD payments...
[And yes they will demand u a hand written letter for the authorization of the payment...and an apology letter to the creditor THIS IS BECAUSE THIS MATTER SHOULD LOOK GENUINE AND U WONT GET SUSPICIOUS]

This scam is running successfully from last 1year... these guys from India must have earned lots n lots of money...

Last but not the least u must be thinking how do i know all this... So let me tell u I am a Ethical Hacker...these guys tried scamming me but failed to do so...since then i tried searching for these guys...n got the location from where they guys call us...

There are more than 1000 complaints files against these frauds to the FBI from different states... the only thing FBI was unable to get d location because these guy Change there phone number frequently...

This is the Location of these frauds : -

Its a call center Situated in India
C/O Vishal Industries, S Block
Plot No. 138, MIDC Bhosari.
Pune - 411026.
State - Maharashtra.
District - Pune.
City - Pune.

India.

Hello people my name is ron davis...
i have been tracking these fraud guys from last couple of months and finally i got the location from where these people are calling...
You can note down the address as follows :
Its a call center Situated in India
C/O Vishal Industries, S Block
Plot No. 138, MIDC Bhosari.
Pune - 411026.
State - Maharashtra.
District - Pune.
City - Pune.

India.
Kindly help me by reporting this to FBI.

we received a phone call on thanksgiving day saying we took out a loan in Nov 08 with National Advance for $1000. they had all my husbands info work ss# bank info the whole nine. they spoke with foreign accents but had american names, said they were from a law firm and that if we didnt pay someone would come to our home or my husbands work and arrest him. they then said that he now owed $2500 dollars and he needed to fax a cc or debit card number and a copy of drivers liscense or ss card along with a letter authorizing them to take payment. we informed them that we never took a loan and they continued with threats and the numbers they left went to voicemail. so i called the police who informed me that it was a scam and not to give any bank info or payment. so beware these people are persistant and try to intimidate you to take your money...

I received a call today from a Lamphere Associates, I spoke with a Bob Smith, (it's funny this guy has an american name, but I couldn't understand what he was saying). Anyway, he stated he was a representative from an attorney office on behalf of National Advance Payday and that I took a loan out in Dec 2008, in which I didn't even recall, I supposedly took a loan for $5oo.oo, now I owe $1, 250.00 total with fees. When I asked them to send me something in writing, they stated they only communicate through email. I never heard of such. In the meantime, they threaten to serve me a subpoena at my place of employment of job. I am so glad I took the time out to pull of this website, to see if there was anyone else going through the same thing I was going through. Now that I know this is a hoax, I will be calling them back @ 727-362-1242 or 631-409-8016 and letting them know that I'm on to them and will be reporting them to Consumer Affairs/BBB.

I received numerous phone messages from Jenny Lawson (barely understandable english as well as very bad connection) at 951-616-6885 stating she was with the law firm. When I returned the call she said her client National Advance Payday had issued 3 charges against me for a loan I never received. And she had all my information ie.. SS#, siblings names and bank name. She asked if I had an attorney, I told I had know reason to have an attorney because this was a bogus claim. She in turn hung up on me, but not before saying Good Luck to me in court. I wonder how many people have actually taken these people seriously.