I was contacted about a $116 debt. After speaking with a manager I found out that the company had my correct name and phone number, but the wrong address and last 4-digits of the social security number. Because the last 4-digits of the social security number did not match mine they would not give me the name of the company so I could call and clear the manner up. They also stated that since the address and the last 4-digits of my social security number did not match I was the wrong person not to worry my phone number would be taken out of the database as a connection to this debit. Now I find the false information on my credit report a month later.

Does anybody have any information on how 'victims of harassment" can legally fight company's such as National Recovery Agency and Portfolio Recovery Associates. Of course they will never send any proof or validation of the alleged debt and continue the harassment. I record every conversation, don't get mad anymore...just want to get even! I want to gather resources and information from people (victims) on how we can bring these company's to there knees.

I got a letter from the "Wonderful" company, stating that I owed the 50.54. I do not owe this amount. They state that it is a bill from BMG Music Services. I have NEVER had an account with this company. When I call in to let then know that I have never had an account they right away want me to give them my informaiton. They want my address and phone #. Why should I have to give them this information. The best part is when this bill was accured I had a different last name and I lived at a differnet address. So How is it they have now found me, But yet they want me to tell them all my personal info. Come on something needs to be done..

I received a debit recovery letter from National Recovery Agency dated 2/16/2011 claiming false charges from MARSHALL EMERGENCY PHYSIC (sic) for $158.00 for services allegedly performed on 12/14/1998. I have no knowledge of the origional account, or even Marshall Emergency Physic (I am assuming the last word is Physicians) and National Recovery Agency would not provide any information pertaining to the account or it's originators. This has not yet shown up on my credit report, ever, so this is either mistaken identity or outright fraud.

Same as all the others...received a letter out of the blue that stating I owe Doubleday Book Club ((717) 918-2665) money for not fulfilling my agreement. Letter was from NRA. The letter stated two different amounts of money owed ($96.65 and $72.96) and also stated I could pay and then get vouchers to get the actual books. This seemed strange so I called NRA. The gentlemen that answered (Albert) could only state that I opened the account in April 10 but could not provide any other details about the debt or contact information for DBC, who is their client. He said I should "google" them. This seemed even stranger. I looked up NRA and saw all the complaints...so many similar to mine in addition to complaints about harrassment and Fair Debt Collection Act violations. I filed a complaint with the Federal Trade Commission and Better Business Bureau (which has over 200 complaints about NRA in the last 12 months). Also found over 40 active federal lawsuits against them. I faxed NRA a letter stating that I dispute the charges, what I found on the internet and the complaints I filed. I also checked my credit reports (luckily not on them) and contacted Doubleday. Doubleday did not have email or phone listed but had a customer online form, which I filled out. DBC also gave me the run around, asking for information that was in the email traffic or fishing for information (ie "Did you ever live in xxx city/state?) and I went back and forth several times. I asked to see proof of an account or documentation which showed that I signed up for the account but they could never produce. I finally received an email stating that the account has been deleted and request for payment is been dropped. I will be saving that email! Good luck!