I received a bill from company in 08/2010 from a health networks bill dated 08/2009 for 425. spoke to them every day since I called them to ask more info and then to inform them It is not my bill. They call every day in early morning and we always ask them to send original bill so we can verify the charge and everyday they get nasty and insist I need to psy now or a judgement will be put agaisnt me plus fines and costs. No bill has come. horrible business practices

In 2008, National Recovery Agency filed for collection against me for $140, claiming I had purchased something from Columbia House (movies?) in 2004 from an old address of mine ... 3 years after I had moved away from there. NRA absolutely refuses to display or accept common sense in the matter. I contacted Columbia House (which cannot be reached by telephone anymore, btw) and they had no outstanding debt in my name.

NRA continued to harass me and caused significant damage to my credit report over this amount, yet they could not produce a shred of evidence or documentation to prove that I owed anything at all. I successfully had the collection removed from my credit report based on the conflict in dates and lack of evidence. This claim was DENIED and could not be placed on my report again. So what did NRA do? They turned around in December 2009 and filed a new claim for $71 (half the original amount) and then had the nerve to claim this was a "new" collection and therefore valid. If that isn't cheating, I don't know what is! The rules say you can't put the claim again, so they changed the amount to pretend it's a "new" claim. What utter nonsense!

Can anyone recommend to me a governing body or federal office that can overrule NRA or force them to remove this garbage from my report? This is still affecting me to this day in my ability to get new credit. Experian is acting like total pu$$! in the matter and saying there's nothing they can do because ... get this ... only the agency trying to STEAL money from you can call back in and remove the claim. OF COURSE NRA IS GOING TO LIE AND SAY IT'S A VALID CLAIM! THEY HAVE SOMETHING TO GAIN BY STEALING A LITTLE MONEY FROM EVERYONE THEY CAN!!!

Help please???
David [email protected]

I received a dunning notice, did not recognize the company that hired this collection agency. I called the collection agency. I was told it was "an error" and to ingnore it. I received 3 more notices. I filed a complaint with the Federal Trade Commission. I continue to call them, and to receive erroreous dunning notices.

I just ran my credit reports. I noticed on each one a collections account from this place. On one it names Direct Brands Inc. and on the other two it states National Recovery Agency on behalf of BMG.
Okay I have never had a account with BMG. Soooo I Googled to see if I could bet a number for BMG directly and guess what? They went out of business in 2007 and conveniently these charges showed up on my credit as being open in 2007. Doesn't make any sense to me either. I believe both collections companies are attempting to collect for the same debit as well.
Upon reading the posts on both companies it seems pointless to contact them as they are more than likely oh so positive I made the charges, never mind that my husbands ex-wife an I share almost the same name and she has notoriously put my name down for everything from phone bills to medical offices all across the western sea board. (I think this time though she didn't know our number or address and therefore we have received no calls or letters of collection. )
So I have gone straight to disputing the charges with the credit reporting agencies as well as filed a complaint with the FTC.

I've just spet about an hour on the phone with NATIONAL RECOVERY AGENCY. They wanted me to pay the bill they sent even when I told them that I didn't have a thing from Columbia House and I had canceled with them and sent back anything they sent me. Leonard wanted me to make 3 easy payments any way and when told no I wouldn't do that he didn't want to talk to me any more. I asked for a supervisor and he told me bye but still hung up on me. I called back and Jessica answered. Gave her the same number that I gave Leonard and amazing she couldn't look up any information about the bill. I asked her for a supervisor to and she was just a bit rude she thought I was yelling at her which I did inform her I hadn't even started yelling but she would definitely be able to tell the difference. In the end Jessica hung up on me. Then I get Javier on my 3rd call each time mind you they take longer to answer and they answer the phone all 3 time with hello not NATIONAL RECOVERY AGENCY HOW MAY I HELP YOU?. I asked Javier that I wanted a supervisor. He told me he could help me. Basically that what it is they earn a commission on the money they can get people to pay. He told me he need to know why I was calling so he could tell the supervisor why I was calling. I asked where they were at, what country were they making this phone call. He told me it was personally. After 20 minutes of asking when a supervisor would be working and the name of a supervisor. Javier said he need to go because they have a limit of how many people they need to talk to an hour and I was cutting into his earnings. He also wanted to make sure when I finally get a hold of a supervisor that he was the only one that tried to help. In the end he told me he had to go I was taking up to much time. He also hung up. I called back with in less then 2 minutes they picked up the phone but wouldn't say anything when I said "hello" they hung up. As of 9:00pm Mountain time they have not answered the phone.