Nations Housing Modification Center
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Category: Business & Finances
Contact Information
United States
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Nations Housing Modification Center Reviews
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Klmvas
March 2, 2011
Scam
The group behind an alleged loan modification scam first reported by the 10News I-Team faces new charges after a secret indictment was unsealed.
In the federal indictment, Mike Trap is accused of being the "money guy" behind Nations Housing Modification Center. The center's loan modification scam duped customers into paying upfront fees for loan modifications that never happened, according to federal prosecutors.
The group's official-looking mailings claimed a Pennsylvania Ave. address in Washington, D.C., but the I-Team learned it was only a post office box.
Last summer, the I-Team discovered Nations Housing was really operating out of a San Marcos building. Company managers did not want the I-Team there and even called a shredding company after the I-Team's unannounced visit.
"They're totally illegitimate crooks, " said one alleged victim.
The unsealed federal indictment also detailed how the sales pitch for Nations Housing was a lie. It claimed lawyers were on staff, but "there were no attorneys or forensic accountants" to aid customers. Also, the group said only a few customers qualified for loan modifications but they "accepted anyone who could pay the fee, " according to the indictment. The group claimed success with modifications, but they had "not modified any mortgage loan."
Trap tried to hide on the day the I-Team visited. Now, he and partner Glenn Rosofsky have been named in the federal case. They are accused of preying on the desperate for a $900, 000 windfall.
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Duop
September 6, 2009
Liars and scam artists
Thankfully, by the good grace of God, I got my money back but, only by the smart thinking of my bank!
You can call your bank and file a claim against them if they did not provide the service you "paid" for. Just call your banking center's Check/checkcard fraud number and file. Have your cancelled paperwork!They may deny your claim the first time around but, keep apealing, you will eventfully get your money back...beware of NHMC, they are run by criminals, check it out under NHMC scams online, ...you'll see!
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crrey
August 25, 2009
Fraud
I receive a letter fron the company to modified my mortgage.
after they took 1000. dollars from my bank, no one answer my phone calls.
They are crockssssssss.
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Anthony Possidento
August 13, 2009
SCAM
Scam, connot belive I fell for this, BEWARE do not use this company, Bryan Rosenburg (obviously not a real name) they tried to get 3000 up front fortunatly I only gave them 1250. SCAM all the way cant reach them at all anymore pnone numbers are changed or not useable...
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Nick Vallianatos
August 10, 2009
Mortgage Modification
I was contacted by NHMC and responded to their advertisement to modify my ARM Mortgage. I paid them $ 2, 300.00 and faxed them my financial statement together with other forms they asked.
I received a couple e-mails from a person named Kristina Williams telling me that she will be examining the documents and come back to me.
After waiting for an answer for two weeks I called only to get an operator saying to try the number again. I typed the company's name in Google search and I found out that the NHMC was a Scam.
Does anyone know in which city they were operating from ?
Answer to [email protected]
Thank you. |
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left confused
August 7, 2009
Never return calls
NATIONS HOUSING MODIFICATION CENTER sent me a letter informing me that they could negotiate a lower mortgage payment on my behalf. After filling out enrollment package I was never called back and my phone calls to them were left unreturned. Although no money exchanged hands RAY CORDONE did worse. He and the company he works for gave my family hope in a situation that seemed hopeless and kept stringing us along for two months without the decency to even return a simple phone call. It baffles me how people could be so heartless.
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Teri S.
August 3, 2009
No call back unable to reach anyone
I paid this company $2, 700.00 to modify my home loan and 3 times they have changed the person handling my account found out 1 of them quit. I have been calling them last week and this week only to get a recording to leave name & # and no one has returned my calls. I would call them every week to check on the status of my account only to be told that a negotiator has not been assigned to my account yet from Bank of America. It has been since April and this is draggin on too long and no one to answer the phone to request a refund since it is money back guarantee. Also I talked with bank of America today to find out that my home is in Foreclosure and I was never notified by NHMC of this. Bank Of America told me they have not assigned anyone to my account because there is currently no plan they can put us in because of our -$1, 000.00 in income for us to even be able to still pay our mortgage because of our other obligations. I have been reading online about all the problems others are facing and it sounds just like my story. They used a D.C. address with Pennsylvania being the street but when you call you always get people in California because I would ask what state am I calling. This is deceptive practices because they actually operate out of the state of California and using a bogus D.C. address to lure people in.
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island pig farmer
July 14, 2009
stalled us and witheld info and our home went to auction
We paid Nations Housing Modification Center (NHMC) $3000 (with another 3000 due after successful loan modification) to work with American Home Mortgage Servicing Inc. (AHMSI) . Nations Housing Modification Center guaranteed a plan or your money back. Not only did Nations Housing Modification Center NOT get a loan modification for us, Nations Housing Modification Center actually stalled us by not calling us back and giving us the impression they were working things out with American Home Mortgage Servicing Inc. Nations Housing Modification Center co-owner Brian Rosenberg told us everything was alright and on track and Nations Housing Modification Center could easily get the loan modification done.
Nations Housing Modification Center "worked out a plan" that we wire (through Western Union Quick Collect) American Home Mortgage Servicing Inc. $8500 dollars and AHMSI would negotiate. Then American Home Mortgage Servicing Inc. changed the amount needed to $11000. This was the amount needed before American Home Mortgage Servicing Inc. would work out a plan for us. Then Nations Housing Modification Center called us at the last hour before the "foreclosure auction date" and told us nothing could be done.
What was odd is that our negotiator Carrie of NATIONS HOUSING MODIFICATION CENTER called us the day before the auction and asked for another person BECAUSE SHE FORGOT WHO SHE DIALED. Carrie from NATIONS HOUSING MODIFICATION CENTER was apologetic when I identified myself and asked her for an update. We never heard from her or NATIONS HOUSING MODIFICATION CENTER again . The following day (auction day--when the auction would get moved and we would negotiate because we sent the $11000) Nations Housing Modification Center had three other different people RETURN our calls and put us off until they told us the mortgage refused to work out a plan for us.
Even though we sent the required money, the verbal agreement with AMERICAN HOME MORTGAGE SERVICING was now off and NATIONS HOUSING MODIFICATION CENTER could do nothing about it. Why didn't these "professionals" tell us the deal was off when we had time to fix it?? They knew and witheld information from us and had other strangers call us to say they were busy working on it with American Home Mortgage Servicing Inc.
The $11000 Western Union Quick Collect wire was accepted by American Home Mortgage Servicing Inc.. And then AMERICAN HOME MORTGAGE SERVICING CENTER decided to not give us a loan modification. Our home went for auction and the loan company has it because it says there were no bidders.
Nations Housing Modification Center owes us $3000 and an owner Mike Trapp said they have to look and see what we owed in hours before any refund. WHAT?????!!! These people have done nothing but cause us to lose $14000 and our home???!!!
AMERICAN HOME MORTGAGE SERVICING stole our home because the know it has equity. We have lived here over 10 years and plan to stay here. How can these people be so heartless and uncaring? Right after the "auction", Christina Ingram of American Home Mortgage Servicing told us we would need $45000 to get our home back. I asked her about the $11000 we wired to them and she said they sent it back. American Home Mortgage Servicing said the day after the "auction " that we would need to give American Home Mortgage Servicing Inc. $40237 to get our house back (a lower amount). When I again asked about the $11000 we wired American Home Mortgage Servicing Inc. to negotiate, Christina Ingram said they sent it back to us. Western Union told us there is no money in the system from them sent to us . More LIES from American Home Mortgage Servicing Center.
People, this is information that is true (unbelievably true). I hope it reaches others so they have a better chance than we were given.
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Chad Nickless
June 27, 2009
Fraud-stole $2000 from my account
They initiated by sending me forms to fill out to get a loan modification. Asked for $1000 down, which I could get back if I decided to not go with them. After talking it over with my local agent, decided to go with a short sale. They did not return calls or emails, finally did get ahold of someone and informed them I was going with a short sale, and I wanted a refund of my $1000. Not only has there been no refund yet, they actually did 2 more withdrawals for $1000 each without my permission. Now the banks involved and going up against federal fraud charges. Hope these guys fry. Be warned, fraud fraud fraud!!!
website is http://nhmcassist.org/
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Zero Tolerance For Rip Offs
June 22, 2009
SCAM
They do not complete or even start the service they are paid for.
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