MY NAME IS MICHAEL ADUM, IN MAY 2001 I BOUGHT MY HOUSE IN HOUSTON AND MY MORGAGE COMPANY (PRINCIPAL RESIDENTIAL MORGAGE) SOLD THE DEBT TO COUNTRYWIDE TWO YEARS AFTER, THEN I REFINANCED AT SAME INTEREST RATE (7, 50%) BUT WITHOUT THE SCROW, BECAUSE I PREFFER PAY IT BY MYSELF, EVERTHING WAS OK. BUT THIS COMPANY SAID I PAID MY SCHOOL TAXES ON 2009 LATE.(FEB 5 2010) WHEN IT SHOULD BE PAID ON OR BEFORE JAN 31, 2010.I SENT THIS COMPANY A LETTER FROM THE SCHOOL TAX COLLECTOR TELLING THEM I NEVER BEEN DELINQUENT BUT THIS PEOPLE DON ' T ACCEPT THE LETTER, NOW THEY SENT ME A LETTER TELLING ME I HAVE NOT INSURANCE, BUT I HAVE IT, AND THEY HAVE THE INFORMATION FROM MY INSURANCE COMPANY BUT THEY WANT TO PUT ME AN INSURANCE IN MY HOUSE, FINNALLY WHAT THEY WANT IS, RISE MY MORGAGE PAYMENT PUTING THE SCROW . I NEVER BEEN LATE IN MY MORGAGE, TAXES, INSURANCE, AND, BESIDES BECAUSE MY AGE, 67 YEARS OLD HAVE A PAYMENT ARRANGEMENT IN MY SCHOOL TAXES TO PAY IT IN QUATERLY INSTALLMENTS, (NEVER LATE), BUT NO ONE OF THE ALMOST TWELVE PEOPLE I DID TALK IN THIS COMPANY(ALWAYS ANSWER A DIFFERENT PERSON NEVER THE SAME I TALKED BEFORE) CAN DO NOTHING AS THEY SAID. THIS SITUATION IS BRINGING ME SICK I'M STRESSED AND MY WIFE TOO I HAVE PROOF OF THIS KIND OF HARASSEMEENT AGAINST AN OLD PERSON FROM THIS PEOPLE.WHAT CAN I DO?