I'm the 15 year old daughter of a commercial insurance agent. She's my mom, and she's brilliant. SHE DOESN'T DESERVE WHAT THESE PEOPLE DO TO HER. I DON'T DESERVE IT, MY BOYFRIEND DOESN'T DESERVE IT(he's there to watch me go through it!), MY FAMILY DOESN'T DESERVE IT.
In 2009, my mom lost her job. She worked for Arizona Land Advisors and she was a broker. She still has her licence. Since then, it's been down hill. We own(ed) a little over an acre in Cave Creek and we had about 70k still left on the loan.
When working for Land Advisors, she made 295, 000 in 2005. She had more money than she knew what to do with, so she bought herself her dream car, a black Toyota Sequoia.
In early 2010, we filed for Bankruptcy, Level 7 (I believe. She talks to me about all this stuff and some of it is hard to remember.)
Least year in September, Nationstar Mortage bought our loan and the first thing my mother said was "Wierd. I've never heard of them before." and to me that was a red flag.
In October, the Sequoia was reposessed FOR THE FIRST TIME and the loan was called. It was 20, 000. We lost the car. I remember her lips were chalk-white on that morning, and I realized this was as bad as when my horse was resold.
Our loan was now supposed to be remodified by Nationstar, allthough they kept saying they didn't have the bankrupty discharge from the court itself, and they said they HAD TO HAVE IT from the court.
On January 4th, the house was forclosed on, my mom knowing about it for an entire week but not telling anyone. She didn't know why she should; all it would do is stress us all out more. My dad had been living on the property with a lease for half a year at this point, and she didn't tell him either because he's incapable of handling himself in these kinds of situations. They've been devorced-happily-for several years. THEY ARE NOT BACK TOGETHER.
Two days after the "forecolsure", my mom told me that the sale had been postponed until the 11th. Thinking I now had 5 days more to pack and to let go of this place, my childhood home, I was somewhat happy.
On the 11th, my mom received an email that said they would not postpone the sale.
Then, on the 19th, an insurance agent called and said "My client bought the house on 42nd street today."
So, we've been lied to three times about our house being sold, there has been no notices and Nationstar had not called AT ALL, MY MOM HAD TO CALL THEM.
STAY AWAY FROM NATIONSTAR.
If you'd like to contact me or my mother, feel free to email me at
[email protected]. My name is Natalie.
