Just got a call from NCO Financial which I found out by searching phone number. They were asking for my ex-husband who I have had no contact with since 1989 and have no idea where he is or any of his family. They said they had my number as a contact number. That's mighty odd since he doesn't know my married name or for that matter even what state I'm living in. Especially when he is probably in Oregon somewhere. Last I saw him was in '92 briefly. So how did they come up with my number???

NCO attempted to contact me in regards to a debt I had owed Capital One Auto Finance. My car was totaled in August 2006 and the loan was not fully covered by the insurance company and GAP insurance. Capital One discharged the total (which shows on my credit report as of 2/22/08).

Around the beginning of May 2007, I received a call from NCO, stating that I owed them the money. I had not received a single thing in the mail from them, not to mention it had already been discharged. I told them I did not owe the money, would not pay them anything and to not call me again.

They continued to call me, but I stopped answering their calls. Since they never left messages, this left them able to call several more times in a day. Soon after, I received a call from my father, stating that he received a call from NCO, at his home, in regards to me. They told him that I needed to contact them immediately. First of all, I NEVER give my fathers home number out, not even for reference purposes. Which means, they had to research to find my fathers number, in order to call him. I immediately called them and informed them not to call him again. I told the lady that what they were doing is illegal and harassing. She got rude with me and told me it was not, that they could do whatever they needed to do to get me to call them.

Two months later, even after telling them not to call my father again, they did. This time, they told him that they needed to verify my phone number and address. He told them he would verify it, if they gave him the information. Of course they told him they could not do that.

Tonight I filed a report with the FDCPA and advise anyone else who has a similar problem with NCO to do the same.

I HAS A BALANCE WITH HBC, THEN THE BAL WAS MOVE O NCO THEY OWN THE ACCT, I MADE ARRANGEMENT TO PAY THEM AFTER MANY MANY MANY DIRTY DISRESPECTFULL CALL AND LETTERS WERE SEND TO ME I PAID THEM OFF IN MARCH 20 2007, I ASK THEM FOR A RELEASE LETTER AND I ASK THEM TO UPDATE MY CREDIT HISTROY >>>>> I YEAR LATER I CHECK MY CREDIT AND THE DEBT IS STILL THERE AS OPEN WITH BAL AND PAST DUE STATUS ... I CALL THEM THEY KEPT TRANSFERING ME FROM ONE PERON TO ANOTHER NO ONE WILL LISTEN TO THEY KEPT INTERUPTING ME FINALLY I GOT THROROUGH TO SPEAK WITH A MANAGER ... HE TOLD ME TO STOP WASTING HIS TIME AND NEVER TO CALL BACK THERE HE TOLD ME THAT I WORK IN A CREDIT CARD COMPANY AND I SHOULD KNOW WHAT TO DO HE HUNG ON ME ... I CAN'T GET THIS ISSUE RESOLVE WITH THESE PEOPLE NOW I AM SORRY I BOTHER TO PAY THEM IN THE FIRST PLACE MY CREDIT IS STILL GETTING DAMAGED

I got a call at work one day when i was not there. It was NCO calling about a debt they just had received to collect on. When i came to work the next NCO had notified my boss why they were calling. They told him who i owed and the full amount and the amount i was past due. I think that should be illegal because of identity theft and privacy act.

I am writing to let you know that NCO Financial has been calling my house and asking for someone that does not live here and we have never heard of the person they are looking for. How do I file a complaint and possiable harassment charges on this company? We have told them over and over again they have the wrong number. This had happened several months ago and it stopped for a few months but has started back up this week.