They have been calling with an automated calling system for years asking for a Jorge Blanco. That is not my name, no one with that name has ever lived here, and I have never done any business under that name. I did talk to them last year, told them they were calling the worng person and they agreed not to call again. But I still get the automated calls. And when I try to respond to the call, it takes a while the phone clicks, and hangs up.

About a year ago, I missed a call from a company called NCO Financial Systems, saying they're trying to collect an outstanding debt of $610. I was very confused, I had never been sent a bill for that amount from anyone, and to my knowledge had everything paid off. Ten minutes later they called again. I picked up, and it was an automated message from a computer telling me to pay my debt. I'm sorry but I will not pay a debt I know nothing of or who it's originally intended for. So I hung up and went about my day. Fast forward a few months they called again, and again, and again. Everyday 2-10 times a day, always automated. I finally found a their "business" number and called them. Automated again, with an option to leave a message. Left a message never got a call back. Finally I found an option and got their business hours. Well by the time I can talk to them they're "closed" yet they call me with these automated messages upwards to 10pm at night. Now it's been a year later, with no idea still what this debt is for, I still get the calls, and get no human to talk to. So I decided to leave one more voicemail for them. This time I got very firm in the message. This message was also left at 5:30pm. Which is after their business hours. Five minutes later, I finally got a call from a live human. I asked what my debt is for, they say it's medical. I ask who it's from, they say it's medical. Then he changed subjects, and got talking about my message I left. He said it was very threatening, and to expect a police officer at my door to arrest me for "threatening" them. Well cop never showed up of course. I have told them to send a rep to my house with credentials, because I don't believe their really is a debt. They tell me they do not conduct business this way and to pay my debt or else. Well come today, I got 11 calls from them asking to pay the debt, can way say harassment?

The company I worked for closed, and I lost my job & got behind on some credit card bills. So yes, I understand that I'm going to be getting calls from creditors, I know they want their money, but I pay what I can, and when I'm struggling to pay rent & there are no jobs around, I don't know what else I can do. Anyway, these jerks are SO rude over the phone! You cannot reason with them, and if you ask them to stop calling a number (and I'm referring to a number at my parent's house, where I haven't lived in years, as well as my mom's work number!), they refuse.

They are unprofessional, and it is nearly impossible to understand them, because they have such thick accents. They have a ton of different numbers they call from, so it's not like you can choose to just not answer the phone. I don't mind the calls so much, but when they start harassing my relatives AT WORK, they are crossing a line.

NCO has been calling me in regards to a repoed car in California in 1997. I now live in Nebraska since 1998. So 12 years ago. A 6683.43 debt they claim I owe. When they call they yell I tell them they are coming in broken and stupid. To send me proof of this debt. But of course they don't and just keep calling back. I've asked for validation and documentation of debt, they just tell me to write there name and number down to call them back. What morons. So tired of there stupid tactics.

Received a collection letter yesterday for the amount of $79.35. I called the number on the letter to inquire about this mysterious debt. I was informed that in 1998 there was a debt left owed with Baltimore Gas and Electric. This disturbed me so I called this company. Baltimore Gas and Electric informed me that they have no record of me in their system. This is the first I have heard of this false debt and I believe this is a scam. I have built a home and purchased multiple cars within the last ten years and have never seen this debt on a credit report. What can I do to rectify this situation?