nco financial systems took moneys out of my banking acct. but I do not know what for or how they got access to my account. My bank says they had my acct numbers, but I never gave any authorization for a withdrawal of funds by anyone but me, they used an electronic check with no signiture from me. I don t owe anyone, at least they could have sent me a bill first to me a chance to pay. So what do I do now?