I recieved a post card that looks great, I started to go for it when i noticed there was not a visa log nor a master card log, I went to the website, It was there that i read the fine print at the bottom saying this card is to be used exclusively at http://thehorizonoutlet.com/ I figured i would check out that site, It will not let you see there products prior to entering a card number and a zip code, I think this is just a way to force money out of people and i dought that they report good credit to the credit agencies, i decided to google them with the word sacm beside the name and Oh my did i get results, STAY AWAY, and thank you all for your posts, You just saved me a ton of cash i am sure,