NetSpend

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1 stars
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Category: Business & Finances

Contact Information
United States

NetSpend Reviews

shadowx June 29, 2011
Ripping Customers Off/Scam
I was charged for a FAILED transfer of funds that 'looped' from my account, back into my account (I didn't know that I couldn't transfer funds out of my account at the time, until I spoke with NetSpend and their funds-transferring associate, VESTA), after the transaction occurred. VESTA confirmed that NetSpend DID charge $5.95, when I tried transferring $31.87 on June 13, 2011 to what I thought was supposed to go to my bank account. However, VESTA also confirms that I was credited back of the $31.87 only $25.92, which also happened in the same night. However, NetSpend's system shows that it posted on reversed dates, and NOT in Chronological order. NetSpend's Customer Service Representative (Chris) said (after lying about the charge of $5.95) that NetSpend DID charge it, but never posted it. I noticed the pattern as well. When I asked to speak to their Supervisor, I was on hold for another 20-plus minutes before I hung up, knowing that they were deliberately blowing me off, because they didn't want to deal with their mistakes (or answering for them for that matter).
My friend that I send money to also said she's been getting charged nearly every single time I send money to her NetSpend's $10.00 monthly fee (two or more times in ONE month), and had of the $70.00 that I sent her on June 28, 2011 $50.00 held for the merchant. NetSpend's automated system says the minimum when paying at the gas pump to be held is $75-100.00 is to be held for the merchant (no reason why, when the funds are GUARANTEED funds).
NetSpend has been also using their transferring funds company (VESTA) and their parent-company (MetaBank) as scapegoats or fronts, by telling the customers to file complaints or inquiries with either of them and NOT NetSpend, when NetSpend was the one conducting in such indiscretions.
pzt81 June 8, 2011
Worthless card
This card is a joke and trying to get any remedy from un-authorized transactions is worse than pulling teeth. All you get from net spend is this... long wait (on-hold) times while waiting for a higher source to help remedy along with a whole lot of "im sorry" and "rest assured" OMFG! I've tried to contact netspend about my account that shows a history of in accurate transactions for 2 weeks + total on hold time of 3 1/2 hours with no resolve!

#1, they need ppl that speak english. #2, they need more ppl that speak english.

When talking to a customer service rep, you may as well be on an automated line-same replies from what sounds like the same person everytime i call back (but names change.

This company is very shady.
Michellemackey May 11, 2011
Full of sh@@
I am pissed off i have been waiting for them to return a payment form feb who can i contact to get this resolved its 303.00 i have talked to cc and they keep telling me 90 days i dont think so i should not have to wait this long in order to get my money i am the victim this is not the way you run a company does any one know how to get this resolved faster i cant seem to get any help i tried to get ceo number to no avail.
vonnievanilla May 2, 2011
Horrible banking alternative
I wish that I had read these complaints before setting up an account with Netspend. They can not locate my direct deposit. Netspends customer service reps, supervisor and manager continue to ask me for the account and routing number that they gave me. We were all in agreement that it was correct.
The goverment three way call to them and provided them with the same information.
Netspend then began to ask me again for my account number and routing number.
When I asked for their physical address and which route do I take to get them their reply they do not give customers their location. Yes, I agree that this company is a corporate scam and stealing money from their customers and taking advantage of people who for whatever reason choice not to use a traditional bank.
I would advise anyone considering doing business with them to opt-out. When you have to say that your card was stolen just to be connected to customer service know that you are dealing with a dishonrable corporation. If you enjoy stress, frustration and ignorance then I say you have found the perfect corporation to hold your money.
larkened March 20, 2011
unable to reload account money after pay
I have dealt with netspend for almost 4 years. i have platinum card and a black card witch i usually no less then 500$ a load . Now, something happened previously to make me question my money so i went to nearest loader gave me a reload card (never saw this before) they are refusing to load the money unto the card . 3 hours later THEY wont' let me speak to a supervisor and didn't know how many #s they had on their card . i m' left with no other choice but to threaten a lawyer for my money what they asked my s.s. no# yet would not give me entire name this company doesn't send you any valid statements . im' more then angry
"WE THE PEOPLE" DEMAND JUSTICE January 27, 2011
What a total scam!
My Netspend prepaid Visa card was sent a few days ago. It is a permanent card to replace the temporary that I purchased back in January of this year with a 15 credit/balance startup bringing the total to 24.95 initially. This was done at PLS a check cashing company in Phoenix at 38th st. and E. Thomas, this company is one of your authorized agents engaged in the purchasing and issuing of your Netspend card.

This temporary card was never activated due to error in data entry by your authorized agent I was informed.


After calling twice to your customer service number, I was told a copy of my social security card was necessary before my Visa Netspend card would be available... this was extremely inconvenient as I had paper documents in storage in the 118 degree attic.

I had your PLS authorized agent call 2x to clear this matter up by validating what my social security number is since this agent cashes a SS check for me monthly for over 3 or 4 years. But that didn't seemed to be good enough for Netspend. The Netspend logic being that the Netspend agent PLS could not be trusted to validate my SS number accurately even though they cashed my SS check monthly. Week and a half ago a PLS agent called Netspend once again to straighten this out and insisted on a resolve of the card which was withheld for 9mos. from my use.

Today when I called Netspend to activate this permanent Visa received a few days ago in the mail your representative tells me there is zero balance. . that the system automatically withdraws a fee from card after 3 mos. if their is no activity on the card. Well check this out... I expect Netspend to then manually put my 15. dollar balance back on my card as I purchased originally. The card was never activated which means I didn't agree to your policies and fees which you proceeded to execute and yet deny access to the use after purchase of the card.
kevin dehesus September 28, 2010
cancelled card after depositing $900.oo
Deposited $900.00 on 8/24/2010. Made a transaction for insurance by phone in Encinitas CA (less than $300.00) on 8/28 Tried to use card recently and declined "suspected fraud". Called customer service and verified my identity and they informed me my card has been cancelled and my balance was one dollar. Asked to speak to supervisor, put on hold for one hour. They are trying to steal over $600.00 from me! Customer service is rude and every attempt to resolve this is a dead end.
Kurt September 27, 2010
Rip off
Iam a disability patient and i had my wallet stole, so i requested the old card stolen .Well i was told another would be sent to me.Good, well time had gone by, and i finally came across some money to make my phone payment.That's when i had trouble with the payment going thru first it was because the card wasnt activated, i did when i got the card.So then i tried again this time money had been deducted for sending me a new card.I was never told i would be charge for a new card.And i had check my balances before just to check and there was no pending transactions
IngJ52 September 11, 2010
Unauthorized charges
I am computer illiterate and am having problems with netspend.com i.e. prepaid visa account. several unauthorized charges from Family Save. Com & Family Care. Com have been made to my account and I cannot find information on Family Save so that I may contact their customer service. Help!I did not order any products from these companies nor do I have any pending purchases, .How do I get my money refunded. I have made contaqct with Family care and they were rude but still I received a cancellation number but my phone conversation was not a pleasant experience. How do I get my money back?
WHEN HELL FREEZES OVER July 22, 2010
unauthorized charge
I was online today 7/22/10 checking my account because I had some very important bills to pay that would totally take all the money in my accout to pay, so I wanted to make sure that before I made the payments that there would be the amout of what I was going to pay on my card. Well low and behold AMAZON.COM AMZN.COM/BILLWAUS was under my pending charges for $69.99 for some books that I never ordered. Of course I had to alert all my friends and co-worker to check their balance because this is fraud. I will be calling my attorney to find out what can be done about this. I copied and pasted the name of where the charge was coming from and found this site. It appears that I am not the only one this has happened too, so people check your bank, credit cards or what ever type of accout you have to make sure that you don't have charges that you did not authorize coming from AMAZON.COM AMZN.COM/BILLWAUS. Thieves!!!

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