IT IS TERRIBLE TO LEARN THE HARD WAY WHEN YOU MAKE A TRANSACTION AND YOU CHARGE 1AND 2 DOLLARS FOR EVERY TIME I USED THE CARD NOW THE AMOUNT ON THE CARD IS HELD HOSTAGE BECAUSE YOU WILL CHARGE A FEE WITCH WILL THEN BE DENIDE FOR LACK OF FUNDS THANK YOU FOR STEALING MY MONEY AND HOLDING THE REST HOSTAGE NOW I CAN'T CLOSE THIS ACCOUNT BECAUSE THE MONEY IS THERE AND I CAN'T USE IT I PROMISE TO POST THIS PROBLEM ON COMPLAINTS.COM SO EVERYBODY CAN SEE WHAT WILL HAPPEN IF THEY GET NETSPEND IT WILL STOP THEM IN THER TRACKS THANK YOU (THIS COMPLAINT WAS SENT TO NETSPEND AND AS YOU CAN SEE THEY DO A TRANSACTION CHARGE EVERY TIME YOU USE THE CARD FOR $ 1.00TO $2.00 FOR EVERY TIME YOU USE THIS CARD AND NOW I HAVE $8.50 ON THE CARD THAT I CAN'T USE BECAUSE IF I BUY SOMETHING THEY WILL APPLY A $2.00 CHARGE AND IT WILL BE DECLINED BECAUSE OF THAT CHARGE SO THE MONEY WILL BE EATEN UP BY NETSPEND WHEN THEY APPLY A CHARGE AND GOG ONLY KNOWS WHAT THAT IS GOING TO BE THANK YOU FOR READING THIS )