USA CREDIT electronically debited funds of 149.95 and29.95 from my checking account on 1/20/10. At no time did I authorize this transaction. I want my money back. How do companies who operate like this continue to operate?USA CREDIT has confirmed my belief in not to do business with anyone whom you can not see face to face. I would like my money returned just like it was taken and in its entirety. I will be contacting my financial institution to un-do this sneeky and underhanded deed.In business, the first rule is the customer is always right.The second rule is when in doubt, see rule number one. USA CREDIT has lost me as a customer.Please return my money . I don't want no pre-paid card from you. Return my money