I received a call on or about 9/27/08 from Shannon offering me a credit card with a $2500.00 limit and a 8.9% interest rate. She would need a $200.00 deposit which I would receive back in vouchers that could be used to pay the credit card bill after 30 days of use. I told her I could not do that until maybe 10/03/08. She said a few more good things about the benefits of the card and then said 10/03/08 would be fine. She gave me a confirmation #840898989 and informed me that I had to call 48 Hrs. before a scheduled bank debit to cancel a card request.

On 10/01/08 I called Platinum Advantage many times at the phone number Shannon had given me (877) 488-8084, to cancel any bank debit she might have scheduled. Every time I received a Voice Mail recording stated you had to talk to a live operator, by you couldn't get one. I left a message stated I wanted to cancel, gave my confirmation number, Name and Yahoo Email address.

On 10/03/08 my bank account was debited for $200.00, causing a $30.00 NSF change and the lack of money to pay the electric bill. I emailed and called Platinum Advantage many times to request a refund for all above mentioned monies and received no response at all.

I have since discovered that this is a known fraud company with Rip Off Report and would like to make this my formal complaint against this company. This country is suffering much as it is and the people of this country need to feel as though they can go to their government for the help they need. Please stop this company from taking what little the people have left.