I received a prepay discover card, everytime I went to place money in the account, western union was either too busy or couldn't do it at that time. After many attempts I called and cancelled the card, it was never used. I am receiving bills still. The amount is now over $3000, this card was never used and seeing that no money was ever placed into this account it should have never been activated. I did call and cancel years ago and more than once. what can i do?