On Novemeber the 12th, 2008, I was contacted by Chris Hamilton ext 514 stating that i had in fact been approved for a personal loan, (to which i applied online not with their particular organization) but thru a search engine in the amount of $5000.00. It was however a secured loan and they required a security deposit from me in the amount of $910.00. Upon receipt of the funds they would either finalize all necessary paperwork the funds @ that time would be direct deposited into my account. I called Mr. Hamilton back on the 14th of November, retrieve the wire transfer info from him which the money was to be wired to a Nicole Sweeney, he also informed me that they already had the funds available. I made the deposit thru Moneygram wire transfer which the processing time I was given would take 1 business day, when it was time for them to deposit the funds, they did not. On November the 19th I recieved a call from Victor Ellis @ ext 0 he stated they ran into a problem with the lender and could not get insurance for the loan and asked for a/n additonal amount of $500.00, and his company would issue a credit of $410.00, to show the lender a one year prepayment and that time their should be no problem with me recieving my loan and again ot would only take one business day to recieve the funds into my account I did the second wire transfer on 11*21*08, Mr Ellis assured me that I would recieve my money by the 11*22*08 by 3pm, no later than 11*24*08, On yesterday a Gary Lawson ext 174 from the Oakdale lending group called me asking to deposit the credit of 410.00 because the lender rejected it, upon which i would recieve the funds, I told him no thank you all i wanted was my money back, he informed me that he would not give me my money back and proceeded to leave derogatory voicemails on my cell and home phone.