Ocwen Loan Servicing
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Category: Business & Finances
Contact Information single mom of 3, vallejo ca, Florida, United States
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Ocwen Loan Servicing Reviews
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single mom of 3 now homeless
April 12, 2011
fraudulent business actings
It is a very long story but just a quick version is in Nove 2009 I was unable to pay my mortgage from loss of job and Ocwen would not work with me in any way than finally 3 days before auction for my house I made a contract with Ocwen for loan modification dropping my payment to$1400.00 monthly from a payment of $2300.00 it soubded good and it was too goood to be true they sent me a payment coupon for the next months mortgage with an amount due of $1800.00 and I was told that my impound acccount for taxes and ins. was not included in the 1400.00 so it was additional I argued with them to no avail they even had gone so far as to forge my signature on the conract I of course paid and have paid on time for a year when my co owner lost his job and is unable to pay I am now in foreclosure again and they will not answer my letters or talk to me on the phone (they even told me they lost my paperwork and another time they said the computers were down ) my house will be taken from me in 3 days again and I cant get a single person to even explain or try to help HUD is not returning calls just like Ocwen . I now see the great scheme they have if you dont reply or if you just ignore than you will get the property back by force and they have all the money I put into the interest only loan I got in the original buying of the house I did the math at $3300.00 a month for 3 years plus two more years at $2800.00 a month thats a total of over $150, 000.00 put towards nothing but to line their pockets I paid almost nothing toward the principal from the moment I bought the house til last year when i got the modification and they wont even try to be human and let me and my kids stay in what we thought was our house I am sad that even though I paid on time and in full I did not qualify for a modification but my loss of job made me able to get their in house modification and not the government one Funny how they have the program to help but only help you to pay for another year so they can again repo your home after you give them more money. They wont discusss cash for keys or a short sell and they refuse deed in lieu of sale so whats left but a foreclosure! Ocwen forged my name and also misrepresented themselves to me they are just like a crook accept they have no way of getting caught> It sickens me to think that they are not even from the USA when I try to talk to them on the phone and I know my house is nothing more than a number to them but its so much more to myself and my 3 daughters
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bravous
April 5, 2011
unable to contact
I needed info on 2010 interest paid. Their web site was down. On telephone, I accidently entered incorrect soc sec number. When I called back to reenter, my number had been blocked.
I've never been late with a payment, but they call me every month around the 3rd to tell me I'm late.
they charge for an on-line payment.
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UncommonResults
February 9, 2011
Terrible service
I was with HomeEQ and then Ocwen bought the loan. The website goes down regularly making it impossible to pay online. Then I have to wait for 20 minutes to talk with a very foriegn non-customer service oriented person. Then they charge me $10 if I make the payment after the due date while still in the grace period. I am goiong to try and refinance so I can get away from these people. To add even more insult, they are charging me another $102 for escrow per month when that should be going down.
Please is there a law suit I can join?
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No More Mortgage Crooks
January 25, 2011
Fraud/Criminal Activity
Our loan became late, my husband called when he received the notice & made arrangments to pay what was due immediately and when we receieved the next months statement for payment, the same charge's we had previously paid were back on this statement. There was also a break down of how the payment was used in this statement that showed the monthly payments posted & an additional fee for what they call pre forclosure work...bullsh*t! This additional fee as they told me was carried over to the next payment that wasn't even due yet and that Ocwen took it upon themselves to do that without contacting us to agree to it. I told them that was not appropriate for them to do when the payment wasn't even due yet & the money was ment to pay the rediculous fees they charged on the previous statement. These same fees are also on a payoff they recently sent me as we are selling the house to a buyer very soon. Fees, fees, fees...and no one speaks english & when you ask for a supervisor or manager to talk to, they tell you that person needs to call you back at another time, take your phone number & probably throw it in the trash can next to them. Awful business practice, we are filling a complaint with the Florida Attorney General & a Law Firm...probably multiple law firms! I'm sick of this.
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Karen4805
December 20, 2010
OVERCHARGE FOR PAYOFF REQUEST
I have not been able to get thru to these people since our home loan was bought by them. It's ;leave a message and I'll call you back...bullshit!!! I want to talk to a live person...We have refinanced our loan and OCWEN has charged us $1, 050.00 FOR A PAYOFF REQUEST...ANOTHER F'''''IN BULLSHIT...they say attorney fees are involved...bull...I have never been charged more than $50 for a payoff request...no attorney is ever involved in a payoff request...I have call the FEDERAL TRADE COMMISSION ON THIS AND THEY ARE GOING TO WATCH FOR A PATTERN...SO PLEASE EVERYONE WHO HAS A LOAN WITH OCWEN PLEASE CALL THE FTC AND FILE A COMPLAINT THE # IS 877-382-4357. PLUS THEY CHARGED US $39 FOR WHAT THEY CALL OCWEN SATISFACTION FEE WTF??????
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Ken Silva
December 4, 2010
Customer Service what a joke
This is the worst company I have ever dealt with. I have been tryin to get a refinace since last May . I get phone calls and emails weekly stating that I have not responded to their request and I will be denied. I have responded to every request they have made
you can not contact them they never respond . They are playing with people's lives and they don't care. I have ever written to the President what good that did . I am trying to find out now what Government agency I can get into looking at their bussiness ethics
If anyone has had luck getting there matter resolved let me know how I am at the end of the line
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clyde684
November 30, 2010
Getting ripped off
Have been dealing with this crap company now for 4 months to get my money from the insurance company to fix my house after a fire I had. OCWEN has deposited the money but does not want to send any out so I can fix my house. I have been fixing things out of my pocket and have sent the paid bills to them, yet they still refuse to give me the money back, always some paper work issue, file not there, requesting file...ect..ect..If you call the listed number it goes to India and you have to try to understand them to get some where (I speak American english not the Queens english) Goverment should tax companies like this at least 75% because they take jobs away from Americans by sending them overseas.
I call them at this point 3 times a day and then send a fax about the last call we had so they can not say we never heard from you ...This has to be one of the worst loan servicing companies in the world.
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waphibrown
November 25, 2010
Fraudulent Credit Reporting
Ocwen has been servicing my mortgage since September 2010. I have not been late on my mortgage since Ocwen took over my loan. I check my credit monthly. In October 2010, I asked Ocwen to refinance my mortgage to get a lower rate and was denied. I applied with another company who requested a pay-off quote from Ocwen. After Ocwen received the payoff quote request, they begin reporting incorrect information to the Equifax, Transunion, and Experian. Today, November 24, Ocwen is reporting that I have been 90 days late once in the last 7 years and I was 120 days late in July of 2010. I would like to reiterate that Ocwen acquired my loan in September 2010 and did not have my loan in July 2010 nor was my loan being serviced by them in the last 7 years. So how is it that Ocwen is reporting that I have made late payment to them during the last 90, and 120 days, or the last 7 years. In addtion to the fraudualant late payments reported to the credit bureaus, Ocwen also is reporting incorrect balances on my account in excess of $590, 00. Upon Ocwen acquiring my loan, my balance was $65, 813. Today, Ocwen is reporting the balance on my loan as 657, 813. When contacted, after several minutes of waitting, Ocwen denies reporting negative or late payments for my account to any of the credit bureaus or that my account has a balance of 657, 813. They claim that the Credit Bureaus are reporting incorrectly and they are reportig my account as positive with no negative history. My credit report shows differently. I believe that Ocwen is responsible for fraudulant reporting. Their efforts have prevented me from refinancing my home to obtain lower interest rates as the negative payments have reduced my credit score significatnly, and rasied my debt to ratio stats. As a result I have been denied credit and my rights have been violated. This company raised my mortgage by 100.00 this month even after I requested that they correct the escrow. I provided proof that taxes for my home decreased as it is Homesteaded, however, Ocwen has ignored my request to correct the Escrow account and continues to charge me at the higher 2010 tax amount, therefore increasing my mortgage. Ocwen practices fraudulant reporting in an effort to prevent customers from refinancing, and esculate foreclosure proceedings. This company is not lawful and I have proof thereof. I believe that Ocwen relies on the fact that most people do not check their credit monthly so they place negative information on credit reports causing problems for those looking to refinance to get relief from their unlawful practices. I welcome a Lawsuit against this company. Something must be done to stop them.
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chslmd2
November 8, 2010
Ocwen Screwed Another One Over
We started with Taylor, Bean, and Whitaker close to three years ago. Never missed a payment - always paid on time and in full. In August of 2009, we attempted a loan modification to reduce the interest rate. We were told our loan was going to Cenlar but to wait until we were contacted by Cenlar - not to contact them. Cenlar took over our loan in September 2009 - we attempted a loan modification through them - we both lost our jobs in the same month and needed to reduce our payments as well. Cenlar kept telling us NOT to make our payments as we were trying for a modification - this went on for 3 months and whenwe do hear from Cenlar, it was to tell us that we were now being transferred to Ocwen. We had to start the WHOLE process over again. Over the time span of a year now, Ocwen has provided us with nothing but lies, misleading information, and no one to hold accountable. We have gone to mostly all of the homeowners modifications functions hosted but told we can afford our monthly payments. We KNOW we can now afford the monthly payments - it is the arrearage amounts we needed help with. Ocwen refuses to accept our monthly payments with a little extra each month - they tried to modify our loan TWICE with a higher monthly payment, no reduction on the interest rate, and extend the life of our mortgage by 10 years. We were served with Froeclosure papers and went to speak to an attorney. We are now filing Chapter 13 in order to keep our home but our credit is ruined and Ocwen is trying to get us to pay more than what we are behind on. PLUS they want to increase our monthly payments indefinitely because our escrow is at zero now. We are fed up and willing to be part of any lawsuit that is out there with Ocwen. Please contact me directly at [email protected] and put Ocwen in the subject title.
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Joe Gallitelli
November 5, 2010
Fraudulant charges/poor customer service
Never do business with this company.
OCWEN decided to lose evidence of property tax payment; subsequently, the opened an escrow account without permission to pay the property taxes.
OCWEN will not realize their mistake; they have now billed us for the principal mortgage payment + escrow charges; they will not close the escrow account.
OCWEN never paid our taxes (which was confirmed by our township tax department several times); however they insist they did.
We have emailed and faxed evidence of the paid property taxes; they lose our submission each time and never have record of speaking with us. We have been trying to resolve the issue for four months.
My family has spent at least 20 hours of time on hold; we have called no less than 20 times. We have emailed and/or faxed evidence of paid property taxes over 10 times. We get a service department in Inida; they could care less. Tax/Escrow departments also lose our submission everytime.
Better Business Bureau has a total of 567 filed complaints against OCWEN; their BBB rating is "F"
Save what's left of your sanity, never do business with this company if at all possible
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