Ocwen has taken unauthorized payments on my loan
Declared that they have never rec'd payments on my loan
Declared that they never rec'd documentation faxed to their office
I have been on the phone every day for the past three weeks to settle this and have been placed on hold and spent countless hours trying to speak with someone for resolution. To no satisfaction, have tried to contact supervisors to no avail. I have tried also to contact attorneys within my state for assistance. Due to my spouse being in a wheelchair with numerous strokes and both of us being elderly and on fixed income, it has been difficult to resolve, perhaps you can be of assistance. PLEASE

My dear friends from Honey Dew California are going through the VERY same 'delay' process and now their home is very close to being lost. I've been trying to help them all year. We hired attorneys, who also kept sending us their endless monthly forms to have to fill out, just to have more and more and more dumped on us all over again. It was stalled and stalled, delayed and delayed until now at a year in and the company is now going into foreclosure.

We really want to join the class action law suit. If anyone knows the web site or phone number of the attorneys, would you mind posting it? Thank you very much!!

In June 2006 we refinanced and were placed with Ocwen. We made all payments on time through July 2008 when they transferred us to Saxon. In January 2009, Saxon rep called asking if we would be interested in a Modification under HAMP. I had recently taken a pay cut to keep my job and we began the application process. We were concerned about credit damage and asked the Saxon rep if the modification would reflect negatively on our credit rating. He said absolutely not. My wife asked him again during the same phone call, 4 times she asked him the same thing. Each time he reassured us that the HAMP would not result in negative credit reporting. After months and several times reFAXing the same documentation to Saxon, we began our trial period starting in August 2009. I always pay by auto check through my bank but Saxon insisted we mail a paper check and that it must be received by them by the due date. We did this and after 3 months I went back to automated checking. All during the 3-month trial period, Saxon had us resend parts of the application paperwork claiming it was incomplete. When we called to resolve it, they said it's all here and there's no problem. April 20, 2010 our loan was transferred back to Ocwen. Within weeks we began getting collection calls saying our account was in delinquency. I repeatedly sent verification of payments made on time but they said we were 2 months behind on payments and must pay late fees and penalties. Our investigation indicated that negative credit reporting had been made since August 2009 at the start of the HAMP. Then Ocwen said our loan modification had been denied by the previous loan servicer, Saxon. They referred to a "denial letter" they said was mailed from Saxon April 28, which would be 8 days after they took over the loan. I have repeatedly requested in writing, some verification of the HAMP denial but neither Saxon nor Ocwen has provided and documentation.

In October, I spoke with a Saxon rep, Donna, who told me that her record does not show that any denial letter was ever sent. She said I would have to take the matter up with Ocwen. Ocwen reps say I need to resolve it with Saxon.

We cannot trust the telephone reps because of their frequent lies, mis-statements and lack of information. It is only by phone that we have been told of the modification being denied. So our lawyer advises that we continue to adhere to the terms of the current valid document, our HAMP agreement in effect since August 2009.

How can Saxon issue a denial of our loan 8 days AFTER Ocwen took it over? Neither company has ever presented a denial letter. Ocwen has changed the required monthly payment amount on our statements and placed us in delinquency for not paying the new amounts. Now Ocwen is sending us offers to do a loan modification and other ways to save our home from foreclosure.

I am in the same boat as most of you. My loan got transferred from Taylor Bean to Cenlar then Ocwen. They are charging more money which was refunded by Cenlar. Not paying home insurance that was escrowed. Please file complain at FTC http://www.mortgagesfinancingandcredit.org/mortgages/complaints-regulatory/ftc7.htm. I wish if someone with legal knowledge could lead us and we could take them to court.

My loan was sold to Ocwen february. 2010 . Peviously. I was with HomEq servicing. Ocwen states I am behind two months. I have shown proof of payments, faxed proof, emailed proof, and Ocwen still have not accepted my proof. When I send my monthly payments now I wire my payments. I pay extra but my payments are there. I wrote the credit bueaus and looking into hiring an attorney. My credit is being slanderes. PLEASE SOME OTHER MORTGAGE COMPANY BUY MY LOAN, WITH ENGLISH SPEAKING PEOPLE!!!