Ocwen took over our loan in November '09. From the first day they took over the loan they stated that we were behind on our mortgage which we weren't. We faxed all of information from our bank showing we were not behind but they never got it. In January '10 they put us in pre-foreclosure, we called only to spend 2 hours on hold then finally someone picked up speaking some foreign language once he realized we spoke English he began speaking somewhat understandable English. We told him that we faxed proof of all payments and "poof" suddenly appearing in front of him was all the paperwork we faxed them so we thought it was all taken care of. In February '10, we got a $700 bill from Ocwen for property insurance because they said we didn't have homeowner's insurance. Again, after spending close to an hour and a half on the phone we got that taken care of. We hadn't heard anything for a couple months. In May '10, we received three bills from Ocwen telling us we had 30 days to pay our property taxes, again in June we get another letter demanding we pay our property taxes, now here's the funny thing. Our tax bureau sent us a receipt dated July 1 showing Ocwen paid our taxes, however the letter Ocwen sent us which was dated June 30, told us that we had 30 days to pay?! So they took it upon themselves to pay our taxes before the end of the 30 days. On June 3, we began applying for loan modifications, the first time they told us we had negative income but they refused to count all of our income. July 8, we reapplied for a modification, this time they told us all of our income would be counted, but still we didn't qualify because they didn't receive all of our paperwork. July 15, we refaxed everything and sent the same paperwork certified. Here's where it gets interesting: We got two letters from Ocwen dated the same day, July 18. The first one says that they cannot do a home modification under the HAMP because it would change our terms. The second letter, dated the same day as the first, said that we have negative income so they can't modify the loan. So how on one do you have all our income but the second you don't? Yesterday, we again received pre-foreclosure papers because they are saying we are two months behind (which we aren't) and that we owe $1600 in tax advances. Our property taxes that they paid were only $865, so were is the other $735 coming from? They also let us know that they are raising our payment by $150, but they won't send us any information on why they are raising our payment not have we received anything showing that they paid our taxes and where this extra $735 is coming from. We are both laid off and receiving unemployment, there is just no way for us to come up with all this extra money to pay them. We are at our wits end and I truly think this company is out to ruin people's lives.

Ocwen..dishonest and by far the worst mortgage company we have ever dealt with..leaving them behind very soon.cannot contact them, cannot get a payment coupon, trying to charge us for a payment we have already made, fees they charge to pay by phone, no grace period after due date, the list goes on and on..oh and not to mention talking to foreigners and rude very rude people who dont care.I advise anyone to find another mortgage if you can and i think Ocwen should be investigated..they will reap what they sow.I will have a few choice words one day when the timing is right!!

Folks, Ocwen received a $659 million dollar grant from our government to modify your loans. Call the GAO, your state offices which oversea financial issues and make complaints. There is also a lawsuit being handled by Leif, Cabrasser out of CA. Call and write to all the media outlets; someone is bound to take notice. Also, it's possible that if the mtg. co. or servicer, does not have the original note, they may not be able to foreclose.

My loan was was brought current October .I have a copy of my reinstatement quote and wire transfer.i have made every payment on time since.Now on my March payment they are coming up with trustee fee's over $ 650.00 due on the 1st.For FEE'S THEY SHOULD HAVE CHARGED MY ON THE REINSTATMENT QUOTE, ALMOST 4 MONTH'S LATER.TO ME THIS IS A WAY TO GET ME IN FORCLOSURE AGAIN.I OWE $200, 000 ON A HOME THAT STILL APRAISE'S OVER 350, 000.I FEEL THEY WILL DO ANY THING TO GET MY HOUSE, THERE IS TOO MUCH EQUITY FOR THESE GUY'S NOT TO TRY AND STELL MY HOME

I made my first on-line payment to Ocwen today. My mortgage was sold to Ocwen from Saxon and I always paid on line. Western Union Speed Pay was an additional $3.00 per payment with Saxon. Ocwen...$10.00! I called them and they said, different states have different amounts that are charged. This is not my case, as I paid Saxon from the state as I paid Ocwen. They asked me for my confirmation # so they can note the file that I made the pmt. Asked me about Nov. pmt, and they did not even have the loan in Nov.