ODS

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Category: Lifestyle

Contact Information
United States

www.odscompanies.com

ODS Reviews

Oregon MD April 4, 2010
Lack of coverage for anesthesia
I am a physician, and I continue to be amazed by the health coverage or lack of it, when dealing with ODS. ODS stands for Oregon Dental Service, and they are a primary insurer for Oregon Health & Science University for dental coverage and for prescription medication coverage.

My 6 year old son had recently had to have a filling. We were charged the customary deductible of $50. We also paid the 80% of the remaining uncovered charges. However, I was flabbergasted that ODS does not cover premedications, analgesics, or anesthetics. When I reviewed the exclusions, I confirmed thet ODS excludes the following:
- ... premedications, analgesics, anesthetics, or any other prescribed drugs are excluded.

-a separate charge for anesthesia and/or IV sedation, other than general anesthesia...

-a charge for hospital costs or any additionasl fees charge by the dentist because the patient is hospitalized.

I usually like to have analgesics or anesthetics for my kid's dental work. ODS should be ashamed. Fortunately, I can afford this. However, there are many patients for whom this is a significant hardship.
June 10, 2008
Stay away
I applied to ODS health insurance and the only reply that they ever sent back to me was that my application was under review. Almost TWO months passed before an email told me that my application had been approved. But they never sent me anything! No ID membership card, no info packet, no nothing. After awhile I called in to ask them what was going on. They told me they sent the packet. After I explained to them that no packet was received they told me they would send another one. A couple more months passed and guess what? NO PACKET! At this point I just assumed that ODS was not interested in my business, so I went with another company (Pacificsource) who provided immediate results. I thought that the issue was resolved when Lo and Behold, I find out that they had been taking the monthly premiums out of my account for the past four months without my knowledge. I sent an angry email to ODS, and guess what? . . . Nothing! I had to have my bank block them from taking my money. Stay away from these crooks!!!

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