I have been using Progressive insurance for my vehicle for a few years now. Been paying less than 140.00 every six months. But now that I have moved to Oklahoma my insurance premium has gone up to 353.00 every 6 months.
I am insured with Progressive until Nov 5th of this year. My vehicle tag expired and the tag agencies in Oklahoma will not recognize my policy because it was written in Missouri. However, after I moved to Oklahoma I needed to renew my policy with progressive and because I now live in Oklahoma and the liability coverage is different my premium went from 125.00 to 138.00 per 6 months. I'm cool with that. But when I went to get my tags, like I said: Oklahoma won't recognize my insurance even though the liability coverage is identical.
Oklahoma uses your credit score as well as your driving record to determine insurance rates. My credit isn't that great. but I have an immaculate driving record.
Using ones' credit score to determine your insurance premium should be illegal! Credit has nothing to do with insuring your vehicle. You either pay your premium on time or you get canceled. Simple as that. Where does credit scores fit in. It doesn't and by using credit scores as a determination is discriminative.