I requested a loan from one click cash for $350.00. I read the contract and was okay with it. The email I initially received said I would receive notification when my loan was due. I NEVER received an email regarding payments. I had the money on February 4 to pay it off but they just took the $105. They continued to do so for 4 pay periods. The total amount they received was $420. I closed my bank account because I was not going to pay them any more. I then received a call saying I still owed $575.00 because my loan was just automatically renewed. The man, Russell was extremely rude. I hung up on them but called back later. They would not mail me anything regarding this payment nor would they give out an address to mail payments. I was told the only way to stop interest from accruing was to give them a debit card number. I agreed to a payment arrangement to pay off the $575. I began receiving emails when my payments were coming up to remind me. That happened for 3 payments, the last 2 I did not receive any email. I contacted Russell to cancel this payment for this week because money was too tight and I couldn't pay it. I told him I would pay it in July to finish paying off this debt. He said he couldn't do that because they needed 3 days to cancel a payment, nor could they skip a pay period. I didn't believe either. I cancelled my debit card and received at 9:00 this morning from Russell. He left rude messages on all three of my numbers. I refuse to pay this scam any more. I have given them $720.00 to pay off this "debt" and I have not received emails or a correct calculation as I was told I would. It is hard for me to believe that in less 2 months interest accrued to almost $250.00. To top it off, there is NO phone number to call on the contract.

They are crooks, there are many other payday loans that you can go with, and I wish I had not went with them. Most of them what is said you're to pay back, that is all you pay back. The purpose of the loan is because you need the money, not to be taken as OneClickCash does. My advice to any and EVERYONE, do not go with OneClickCash. They charge additional fees and they are uncaring about their customers. By all means necessary, go with other comanys beside OneClickCash. Save yourself the headaches and the ripoff. Wish someone had told me.

i was a victim of one click cash also took more money out than what i owed causing checks to bounce and me having to close my account now they are still harassing me and my mother they need to stop they are paid up

I understand that payday loan companies charge fees which are analogous to over several hundred percent interest. I have used such companies before because the cost of not having the money (late charges, etc...) was much greater. Other payday loan companies are more like businesses, whereas One Click Cash is a racket. Like most payday loan companies, One Click Cash loans emergency money if you need it before your next payday. When your next payday comes around, you either pay the lender the amount you borrowed plus interest or 'roll over' your loan and pay only the interest. Not how it works with One Click Cash.

If you want to 'roll over' and pay just the interest on your loan (the interest can be around 1/3 of the original loan amount), One Click Cash sets your payment date to be your next pay date. However, if you wish to pay off your loan in full, One Click Cash sets the due date to be one business day before your next pay date. When is a person most likely to have enough money to pay off a loan? Why on payday of course. When is a person least likely to have enough money to pay off a loan? Well that would be the day right before you are paid.

One Click Cash is not interested in you paying off your loan. They make it as difficult as they can for you to pay anything but interest. If you have a few hundred dollars on hand and you want to pay your principle and accrued interest before the day before you next payday, they say no. Stay away from this scam at all costs.