FROM ME TO WAMU

Please tell me why these Funds are no longer available at My credit union, yet still not available in my WAMU account. I find it extremely unethical for your institution to place a hold on funds that have already been withdrawn. Basically, I no longer have 300.00 at my credit union and I still don't have the funds available in my WAMU account. I am very frustrated with the fact that WAMU is just holding these funds in limbo after a confirmed withdrawal from my credit union. Transaction Type listed above is a direct deposit, which should mean that the money will be deposited as soon as its withdrawn. This is the worst online transfer policy I have ever dealt with and trust that I am no rookie with online banking. Please take this as an official formal complaint. On top of that, the transfer needed to be scheduled, then initiated. What kind of legal loophole is that? The only reason I signed up for WAMU is the supposed great online banking features and national coverage. I say that is not the case. My local credit union has an online banking site as well, and their features and policies and service are far above and beyond what WAMU (a national Bank) can offer. Hard to fathom. Lastly I have expressed this issue in person at a branch, via phone with executive manager and now this. Throughout this ordeal each person has claimed policy as the culprit. I find it hard to believe that it is policy to hold funds for deposit that have already been withdrawn. On top of that not a single person seemed care if I closed my account then and there. Everyone says they appreciate the input. However, not a single effort was made to help me. Only listen to me and push me on forward. This is horrible customer service. I would very much like someone to look into this matter and explain to me exactly where my funds are, as they are no longer available to me from original location and deposited location. This practice will not be tolerated and even seems to violate my rights to my funds.