I just wanted to comment on the complaints for Only 1 Visa. If all of you had actually read the Terms & Conditions of the card you probably would never had commented on this website because you would have known the policies and procedures associated with the card. Regardless whether you hate the company or not, Only 1 Visa continues to grow and expand with new customers every day. Unlike a Visa credit card, this is a pre-paid card and like a lot of Americans have debt and are subjects to wage garnishment from IRS or for child support. Since this card is pre-paid, that keeps the customer from having wages garnished. Just ONE of the benefits of the card. So stop complaining...it could be worse.