I was told I qualified for a loan modification I was to give 2200.00 dollars upfront. I did and two week later I was told because I didn't get the information back on time my case was being closed. There would be no refund as to which I was guarenteed. OnPoint Law Center NEVER contacted my mortgage company as they say they did, I did qualify and am doing it myself at this time. I want and need my money back, I have contacted the California State's Attorney's Office, the Postal Inspectors Officer and the FBI Fraud Complaint Dept. in hopes I will get my refund. In my opinion President Obama has opened the flood gates for operations like this to take even more money from the people who do work and pay bills. It needs to be stopped and OnPoint needs to be shut down.