Beware of this sales talk when you attend any of their free seminar event held in Singapore, Malaysia, Indonesia and elsewhere. Caution when you sign-up for their course which is very expensive. My advise to you. Do not sign up early as they will not return you $300 after 7 days which is in a very fine print. During the exhausive 2-3 hours sales talk, they will encourage you to sign up and promises you of a full refund should you decided to withdraw during the 1st day of the course, which they will charge you an adminstrative fee of $300. I have signed up early but realised the fee of nearly S$6, 000 is too exopensive. The management refused to refund me the full amount citing (1) it is after 7 days after I have paid and (2) my request to cancel is received 3 days before the actual event. My reason to (1) is that they have not mentioned at all except charges during the 1st day of course, and (2) is that I have not even attended the event! This is very dishonest.