My concern is Orchard Bank debits my bank account and then I have to call them to get the amount applied to my account. On the 23rd of April 2009, the bank received a check from me in the amount of $160 that they have not applied to my aaccount, as of May 7, 2009. The bank said that it may take 15 to 30 days to get this posted to my account, remember this is May 7, 2009 approximately 18 days later. This is not the first time this has happened to me. It seems to me that the bank may be using customers funds to boost their bank balance and increase their earnings using customers money. If this were to be the case this would violate both federal and state banking laws. It most certainly would paint a better picture of the banks financial situation if this were to be the case. Customers should be compensated for the payments that have not been posted to their accounts in a timely manner. Why should the bank be allowed to treat customers in this manner. This situation needs to investigated by the proper authorities.

I am having problems correcting the phone number that is on file with the reporting credit agencies. How can I correct this problem? and possible talk with a live person instead of getting the run around with voice mail. This is very fustrating.

both my personal bank account and a credit card account in my name were charged an amount of $49.60 on February 11, 2011 and I DID NOT! authorize these charges. I have notified both my bank and credit card company of these fraudulent charges, they are in disputing process.
I expect your company to credit this charge back to both my personal checking account with Middle Tennessee Federal Credit Union, Cookeville, Tennessee and Orchard Bank, the credit card company. I also see where there have been complaints made toward this company, Hudforeclosure recently. I will be watching for a credit to my accounts and expect you all to research this and give me all information regarding taking care of this urgent matter! Thank you. Peggy Rittenberry

It has been weeks and I have not recieved, my master credit card.It has a limit of $300.00.They took out $39.95, From my bank of america account.Also the limit of $300.00 went down to $2oo.00, I have not used it yet, In fact I have not recieved it at all.Thats a big problem there.Thank you in advance if you could help me.Mr.Anibal [email protected]

Orchard Bank sends me several emails a day regarding my account with them and I never have had an account with them or never will. They also send emails simply to try to get me interested in their credit card. I have written them several times over the past few months, asking them to stop the emails. They always write back and say to be removed from their list I need to write them a letter with my name, address, telephone number, and signature. I then write back asking them "why would I supply you with even MORE information so you can harrass me with regular mail and calling too?!" They do not have a right to email to begin with, so no customer should have to write them anything and waste a stamp! Even though I tell them to remove me and that I will not write them, they just send the same email. There is nothing that can be done, as far as I know, regarding this company.