OUTSURANCE

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Category: Automotive

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South Africa

OUTSURANCE Reviews

YANDA April 5, 2011
ACCIDENT CLAIM
CLAIM NUMBER : 68773985, MR LUYANDA MOLESHE
on the 19th march i was involved in an accident, i reported it to outsurance on the 22nd March . I was then referred to take the car for repairs to Uiternhage by Mr Theo Mokhine.
The distance between Bisho where we are staying and Uiternhages *- 3 hours drive . We then inform prastige garage that the garage is too far from Bisho then it is not possible for us to bring the vehicle there . They promise to inform outsurance regarding that . Mr Theo Mokhine promise to look for another close garage between KwT and East London . But instead on 2011-04-05 we receive a call from the same prastige garage informing us they are waiting for the car .We have made many attempts to contact outsurance here are the references for our contact with outsurance as clients : 14543021, 14573440 and 14611096 but no positive assistance .We are still wondering as to why we are trited in this manner, because we have people on the same insurance who their cars were referred to KWT & EAst london for repairs hence we are wondering why are we being referred to a very far town than others . We believe that we are not being trited fairly hence this report for request for assistance . We are still paying the insurance we are up-todate on our payments to the insurance and we are still paying even after the accident has been reported but no help on their side . The estimates of the damages I was referred to East London of which I took the car there . Our request is very simple is for outsurance to treat us like clients, referred the car to the nearest Town KWT or East London .I thank you in advance for your assistance in this matter. L. Moleshe
kanto raomiala March 31, 2011
SCAM
Dear Anine,

I was proudly with outsurance since 2 years now.
They broke into my car (with minimum damage) on the 25/03/2011and stole my car radio (which is insured), the door paint was scratched and went a bit off.
I immediately went to the police to open a case in order for me to claim replacement with Outsurance.

I spoke to Sonja who has no manner at all and was rude. She told me she will ask her manager if outsurance can accept the claim as there is only minimum damage on my car!!
She said she will call me back and hanged up on me.

I then called back and ask to speak to another consultant so, I so I spoke to Nkadimeng Mofokeng who was nice, and opened a claim file for me with my case number.
Nkadimeng told me she will ask for a quote and will inform me the following Monday as to where I can go to have my radio replaced.
So on Monday, she did come back to me and ask me to choose either in Southern Suburb in Cape Town or rather in the CBD.
So I choose CBD as it is closer to my work!

When I went and replace my radio, with the manager we have choosen together a radio of the value of R1600.
Then 5mn before they installed the radio, the manager received a fax from outsurance ordering that only a radio of the value of R1150 should be fitted in my car.
Which indicated that the excess of R520 would be paid by me directly to autosonic and outsurance will only pay R630.
It is stated on my policy OT14261698, that my radio is insured for R1600 and I have to pay an excess of R520.
So basically, outsurance pays R1080 and I pay R520 in case anything happens.

I spoke to Thathelo the branch manager for 30mn over the phone (I spend R110 airtime) and he did not want to listen to anything I had to say and could not solve the problem.
He even told me that he will not change the policy for me. Well, I did not want him to change the policy for me.
All I want is that he follows the policy he gave me which basically says: I have ensured my car radio for a value of R1600 and if anything happens I get a radio that cost R1600!!
Not less and not more!!! However, that did not happen and I am very sad and I am planning to leave outsurance and tell everyone I know and all website I know about my experience.

My claim number is 68988177 and I want to be refunded what I have overpaid yesterday and refund my phone expense in talking to Thathelo who was supposed to be the manger, sorting out problem which got totally out of his hand!

I look forward to a prompt and favourable response from you

Regards
WillieI March 28, 2011
Extremely poor service at very high price
My car was in an accident in August 2010. I put in claim with Outsurance and this is where the trouble started. The car was assessed and took away to the panelbeater (please note that the assessor and panelbeater is the same person- can you imagine). After 3 weeks my car was still not fixed. I then insist on getting my car back ASAP as i needed it. Please see photos attatched. Real disgusting work. The bonnet is full of scratched marks as they repaired the NEW!!! bonnet (according to the panelbeaters [S&Z Panelbeaters in George] all new parts that they received are full of dents wich they then first have to repair). The bonnet latch has not even been replaced/repaired noyt even sprayed. They never repaired the part below the front bumper because (as per panelbeater) they did not quote on that. They however resprayed it with paint drops hagging off. Inside the bonnet the paint made running marks. The piece in front of the radiator was bent sort of back in place, not 100%, but never sprayed and still full of damaged marks from the tools. they even scratched the right front door, that was not damaged in the accident. The panelbeater then told me that I should bring the car back so they can fix what they just messed up. I refused because if they could not do proper work in the first place, why bother to try and correct. I should however also mention that when i visited them while working on my car, that they do not have a proper workshop and do most of the work at the back of the building, where there is not even cement. Working on oildrums. This is the type of service providers that Outsurance is using. I then start complaining to Outsurance. send emails with all the photos, phone them a couple of times insisted to speak to a manager. this carried on till I once spoke to a manager called Joël. He then told me to go to another panelbeater who should quote them to repair the mess of S&Z Panelbeaters. This panelbeater quoted to do everything from scratched as it is a total messup. O yes, S&Z Panelbeaters even quoted to replace all lights, but 2 were not. I phoned Outsurance afterwards to hear if they received the quote from the second panelbeater. Apparantly the quote was sent to the manager Joël. I have never had a call or any conversation from Outsurance. It is now 8 months later. Time and space does not allow me to tell you the rest of my bad experience.

I also need to warn people about the high premiums from Outsurance as I got a quote from SANTAM wich is half that of Outsurance. (IS THIS WHERE YOUR OUBONUS IS COMING FROM) Charging you double and give you some of this back. I phoned Outsurance today again and requested a quote on another vehicle and again, double that of another company.
R Welman March 25, 2011
Continued delay to give service
After a hasty feedback after posting here Outsurance has failed to provide promised assistance days ago, to repair a 'minor' damage as seemingly regarded by them. Yet it prevents use of my vehicle the only 'tool' which provides us a living. Nearing retirement we cannot afford a replacement which I believe Outsurance should have loaned us by the inconvenience caused by their poor service
Auto claimer March 21, 2011
No emergency service
Finding my vehicle broken into with its ignition and steering lock damaged, calling the insurance company's emergency no gave a feedback with their not operating outside working hours.
Stempler February 21, 2011
Outsurance supply goods of inferior quality
We dealt with Outsurance religiously paying our premiums, claim-free, over the past 10+ years until Dec 2007, it was our parents 50th wedding anniversary and our home was burgled and ransacked!

We called Outsurance who took about 2-3 weeks to resolve the claim after the incident and when they eventually replaced (some) of the stolen goods, it was of INFERIOR quality!!! Our TV set was replaced 3 (THREE) times and our X-box was replaced once by a supplier called Photo star!
A week ago, we submitted a claim for our household laptop that was still under guarantee, which had just started freezing and malfunctioned and they have just let us know that the supplier, Photo star provided a report that it was not a manufacturing error and that they reject our claim! Aside from that, Jacquie (the Team leader) who handled our query, was rude, impolite and unprofessional, failing to promptly and diplomatically handle our situation and continuous calls!

Outsurance has consistently provided us with goods of inferior quality and we're sick of it! They undertake to give the best possible service and goods, but their track record has not exactly been great.

We're OUT of OUTsurance for sure!
Fidd February 7, 2011
Outsurance Roadside Assistance is misleading
On the 20th March 2010 my car broke down. I phoned Outsurance Roadside Assistance for help and was very impressed with the service I received. However as it was a Saturday and a long weekend I was told my car would be towed to my house as all the dealers would be closed. I then had to contact roadside assistance again on the 23 March to have my car towed to the dealer for repair. So my car was towed twice, yet for the same incident. I know they advertise two tows per year per vehicle, but I assumed they would surely mean two different instances. I have been informed by Outsurance that my roadside assistance for the year has been used up. So despite the fact that I have never before used roadside assistance for all the years my car has been insured by them and the fact that this was one incident I now have no cover. Not a great feeling being a female driving around South African. I am not impressed Outsurance and I am getting quotes from other insurance companies who would look past their petty policies to give me decent service that I deserve! Moral of the story: Make sure your car only breaks down during your dealers working hours!
Metlic February 3, 2011
Incomplete claim & no feedback since Nov 2009
Last year in November our geyser burst & resulted in damage to the bathroom cabinet, wooden flooring & ceiling. The plumber replaced the geyser but in the process kicked 3 tiles off the wall, removed & took the wooden ceiling boards, the old geyser is still in the roof & he put the overflow pipe straight onto our balcony, outside our bedroom. We were told the wooden flooring they would only patch but couldn't find the matching wood. The tiles they said they would replace but couldn't find the same tiles & wouldnt replace all the tiles. They took the wooden cabinet to fix it. It was returned with no hole cut in the back to accomodate the plumbing & I had to refit it. We have been quering this for months & have had no response. We are now left with half a ceiling exposed, our wooden floors in the hallway door to bathroom lifted & damaged & 3 tiles missing from the wall!!! Not only this, we have had to live with a mildew damp smell for months & in actual fact, this is our children's bathroom and not very good for their health! We are tired of hanging on for the call centre, speaking to rude, unhelpful people and still no resolution after 6 months!!!
Menalen January 19, 2011
No response regarding third party claim
I am not a client of outsurance and must say that I'm quite surprised at all the compliments about you on this site as I'm not getting quite the same service as noted therein. I was involved in an accident with my scooter with a client of yours on the 14th of Jan 2010. Fortionately I didn't get too hurt, but the scooter and my gear was ruined. I decided to submit a third party claim directly with Outsurance so as not to affect my no-claim history on my insurance. I followed the procedure the call centre gave me and submitted the claim on 15 Feb 2010. Simon was assigned to my claim #54747364. He's been excellent throughout the process, providing feedback and returning my calls promptly. The last feedback I've had though was that the assessor's report of the 26th of Feb suggested the scooter be written off and that the file is now with Lancelot to finalize. I've been calling for the past week to find out what the status is, and it's still with Lancelot. I fail to understand why he's had my file since the 26th of Feb and that he's not processed it yet. I'd really appreciate some urgency on this matter as even though I'm not a client of yours, I still deserve to be respected.
Lidell January 19, 2011
Waited 2 and a half hours for a reference nr
We were involved in a car accident in Boksburg, on the way to the airport, when another vehicle bumped us! Phoned Outsurance straight away as they are our insurance brokers, got a claim nr straight away(this person was very professional and fast), and luckily we have a hire car option, we were taken to the airport to AVIS to get a car, but they needed a reference nr from Outsurance before we can get a car... Well the accident happend just after 11:00am and by 14:00 we were still waiting on the reference nr!!! Every time we called the call centre, they say its nog logged on the system yet and that someone will phone us back... Here we are sitting at the airport, me and my husband traumatised of just being in an accident, with our 3 month old baby, sitting for nearly 2 hours waiting on a reference nr!!! Only when my husband phoned for the 5th time( explaining for the 5th time), did Sylvia promise to call us back as soon as possible with the nr, ( who wants to believe her after all the previous empty promises), but within 5 min she phoned back!!! (Thanks Sylvia)Why can it take 5 min for her, but all the other people we spoke to just didnt bother to come back to us...

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