Standard Pacific Homes loan officer provided false information to sale us this home 3 months before foreclosure spiral in 2007. We inquired about a fixed rate at the time of purchase before we signed on the dotted line, we were informed that the only way to get us in this home was to sale it with an adjustable rate. I was also told that we would be able to refinance a fixed rate with the next bank which we later found out that our loan was sold off three times before settling with Aurora Loan Servicing. Within 3 months there were our neighbors starting to foreclose on their homes, which we later found out that most were hispanic 90% and the city is a safe haven for illegal immigrants. Aurora Loan Services refuses to work with us and provide a fixed rate, they would rather we foreclose than help us prepare for the future. This type of business practice should be investigated because they are using the Presidents foreclosure program and they provide no assistance.