I had serious medical difficulties and accurred a debt. Oriniginal debt was 1876. 17. on 12/9/05 Made arrangements at 75.00 $ to pay this out automic debt on account. Auto check on 9/14/07 and payments arranged with auto debit. Can not find paperwork to see if I started earlier payments. Fast forward on 3/6/08 this company filed judgement, why they could as I never missed a payment, Mrs. Blessing from the Mann Bracket LLP said they took a judegement cause they can without notifying me in a court in Middletown NY. Here's the bottom line is that on Fb 15/08 I owed 715.00$ and now they tell me I owe 1, 554.06 and I haeve been paying this since 12/05 at 75.00 month, dropped down to 60. 00$ monthly approxiamtely 4 months ago as I can not afford this. This company is traumatizing me as operator have demeaned me, hung up on me. How can this happen in the US. They are not willing to settle. I have been paying this debt for 2 years and I still owe 1500.00 plus. Can you help direct me to a court or suit?