I submitted an online inquiry for a personal loan and was contacted by a loan officer named Andre Baker to say I'd been approved for a $5000 loan at an extremely reasonable interest rate. He explained to me that due to my less than perfect credit, that I'd have to provide up front the 1st 6 months of loan payment. I then began wondering how they knew I did not have great credit as they only had a name and phone number for me, no real personal information. I did a bit of research and found several complaints saying this company is nothing but a scam organization and I chose not to contact them again.

Today they called my house and became very harrassing on the phone with my children, then as if this was not enough, they called me at work and told me they were Emergency Management Services, and that I needed to return home immediately as my home had caught fire and although the blaze had been contained, a male in my home had to be rushed to the hospital. NONE OF THIS WAS TRUE, THEY WERE JUST BEING VERBALLY ABUSIVE AND HARRASSING ME AND I WILL BE CONTACTING THE MASS. ATTORNEY GENERALS OFFICE. Incidentially, when I tried to call the 800 number that is listed on their documents, it says "this voicemail box number is not in service". BEWARE PEOPLE!!!