I had 2 credit cards with "Capital One" and both went into default, wanting to pay my debts, I made arrangements with the collection agency to withdraw every month from my checking account. It was understood I wanted to pay off the smaller one. Apparently" First Advantage Source" and Patenaude & Felix share information and help them to scam, me anyhow. When my payments were complete I called" Patenaude & Felix" to get my paper work, I knew sending the information to the credit bureaus myself would get things done faster.
When I called, " Patenaude & Felix" it was a nightmare, the women I was trying to speak to was yelling at me. I owed one just one account the larger one and no records of my paying of any other and here is the frosting on the cake. She was yelling that they don't take payments directly from anyones account and she was right, "First Advantage Source" does and have been. The checks in my account prove "First Source Advantage" were taking payments out forand paying, " Patenaude & Felix LLC " on the larger account without ever notifying me or even allowing me to speak. I called "Capital One" and they called Patenaude & Felix and they have no record concerning the smaller one that has been paid off.
I then had to deal with "Wellsfargo" I spoke with the "FRAUD DEPARTMENT" and they hung up on me, he next person I tried I hung up on them. Without know exactly when I was paid up on the first one.
I know I was stupid for not keeping track, I very mistakenly trusted them.
I figure I'm out about $500.00
Learn from my stupidity, $500.00 may not seem like much but it's a lot to me.