Do not ever do business of any type with this individual. She not only sells home warranties, but has rental homes in Northwest Phoenix. All 3 of these homes she rented out and then collected rents and did not pay her mortgages, and let the houses go into trustee sales, leaving all 3 families with no where to live. She did not notify them of the situation and left them with no answers, did not return calls and threatened the previous property management company in an attempt to take all 3 renters' deposits and earnest monies that are held in a trust. If she were to receive this money it would also disappear leaving the renters' w/o those funds also to put toward moving costs. Pattie would not know the truth if it was placed in her hand. I would never enter into a contract with her.