I got a phone call from a Christopher Woods, with an arabic accent, asked for my lawyers info, told him i didnt have a lawyer, he said that he was taking me to court for fraud, asked him for what, said i accepted money from cash net and never repayed the money back. I asked when this supposedly took place he said nov. 2009, he told me my bank info, ss#, i told him that i needed more info he sent me a court docoument thru email then when asked for more info he sent me an email stating, he cannot Disclose this information against the Debtor according to the rule of FDCPA if you want the date you can just come to the court I can give you each and every information, so what do you want to do take care of this case or want to present in the court house
I never had a payday loan from cash net and my bank shows no record of the deposit in nov 2009. After reading up on this i relized i had been scamed.

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On May 26th 2010 LPUSA also known as Loan Point USA and Geneva Roth Capital owner Mark Curry illegally and without my authorization tried to debit my savings bank account held at Bank of Hawaii for the amount of $400.00. I have never applied for a payday loan with LPUSA. My bank charged me $26.00 due to the NSF on my account caused by LPUSA's attempt to illegally debit my account.

Also, on May 27th 2010 LPSUSA then tried to fraudently place $400.00 on my savings bank account held at Bank of Hawaii which I never authorized nor applied for and of which my account was never credited the amount of $400.

In hard times, people who are desparate do desparate things such as take out payday loans from the modern day loansharks over the internet.
The below information is for all consumers in the State of New Jersey who have gotten themselves in deep with these predators.

Per the New Jersey Division of Banking and Insurance, Payday lending with high interest rates is illegal in New Jersey. Also, New Jersey has no licensed Payday Loan Lenders. These companies are stealing your money. Internet Payday Loan predators are NOT licensed to do business in person nor over the internet with residents in the State of New Jersey. Additionally, New Jersey New Jersey Statute - Title 31 Interest and Usury Law caps interest at 30%. Most payday loans have interest rates well over that percentage.

Per the advice of NJ Division of Banking and Insurance, close the bank account the lender is draining or issue stop payments. However, even bank representative agreed it is better to close the account. The lender will still be able to find you if you stay with the same bank with the same routing code.

Then file a Complaint with the Division of banking and Insurance against the company.

Lastly, instruct the lender, in writing, they are no longer allowed to call you, email or fax you. They must send a written letter to your home address through the USPS which will be used as evidence against them.

They are playing hard ball. You play hardball too.

I fill out for so many pay day loans that I don, t know which one it was .But I had 2 withdraws from my checking accounts. one for17.97& the other for33.97. Ithink it going to take a act of congress to get my money back. I live SSI don't get that much to loose that money