PayDayMax is now a distribution website. They will distribute your personal & financial information to other lenders even if you provided them information many months earlier. According to their privacy statement, you can not opt out of this distribution. I applied for a loan through my PDM account using only my log-in and password to their secure website, was denied, then received two phone calls to my work, two phone calls to my home, and two emails from other lenders offering outrageous interest rates.