On 12/5/08 an amount of $49.47 was posted to my bank account for a CHECK CARD PURCHASE XXXXX PAYGATTERBILLCOM XXXXX3151 KN. I did not authorize any company for this amount and did not purchase anything for this amount and I have never heard of this company. I contacted my bank account and put fraud charges against paygatterbill and I will be having my charges returned to me. I only purchased one thing online and it was through amazon.com, so unless this company somehow got my information that way, I have no idea how they got ahold of my credit card number, which is brand new.