I have had numerous arguments with Paypal. They never read or respond to email. They give all kinds of excuses why you have the problem and not them. They then bounce you from department to department until you get so confused you give up. And when it comes to paying that $1000 dollars for "product protection" forget it.They are so worthless it isn't even funny! And then they have the nerve to charge these outrageous fees. As far as I can see, they are a true Scam!

PayPal advertises on eBay if you buy something and use PayPal for your purchases that they will give you a buyer protection. The buyer gets protection from sellers that sold items Significantly Not as Described or items not received. They advertise that buyers are protected up $1000.00 in purchases made on eBay. I bought a hot tub (item number 180020395164) on eBay and paid for it with my pay pal, but when the hot tub was delivered it was defiantly significantly not as described. I filed a dispute with pay pal to either resolve this issue with the seller or pay me the $1000.00 protection that they advertise. And all I get is a bunch of emails saying either the case has been closed or I must resolve the issue myself with the buyer.