I have a problem with PayPal, my account was limited in December of 2010 because I received more then 2500€ in my account (EU regulation).

22.12.2010 I sent Paypal the copies of my passport, driving licence, and ID card. In January I sent Paypal the copies of my bank account statement, the invoice of insurance from Alianz, my mobile phone invoice, the invoice of my flat, electric bill and so on.

So I have been waiting more than two months for PayPal to lift this limit.
Could you please help me…?

PayPal.com is obviously running one heck of a huge racket by profiting from internet sales (scams) by known counterfeiters. With ample evidence supplied to PayPal.com about counterfeiters using PayPal.com to victimize buyers who receive pirated, bootleg, copyright violating, inauthentic goods through USPS mail, PayPal.com knowingly continues to allow counterfeits to post their logo on such scammers' websites, especially Ioffer and Ebay. And why wouldn't they since their profits are enormous? PayPal.com does not honor section 13.5 of their user agreement under disputes: "If you lose a Significantly Not as Described Claim because the item you sold is counterfeit, you will be required to provide a full refund to the buyer and you will not receive the item back (it will be destroyed)." This is not what PayPal.com's resolution center does to victimed buyers of counterfeit items! Instead, PayPal.com sets forth the condition requiring scammed buyers to illegally ship counterfeit items (evidence of number felonies) being investigated as US Mail Fraud, Internet Crimes, Copyright Violations, Violating the US Federal Trade Commission's 2006 US Safe Web Act amendments back to the counterfeiting seller! Not only is shipping counterfeit items via USPS a federal crime, but destroying evidence while federal investigations are underway is too.

Shame on PayPal. Seems it is time to find an attorney who wants to get involved with a major lawsuit against PayPal since so many buyers have become victimed by PayPal.

Someone hacked my ebay account and way ordering stuff and charging my paypal..I had a old bank account attached to my paypal since i hadnt updated it.. so it had like $5 in it. Anyway after I notified ebay and paypal that the acct had been hacked and I wanted the pending charged removed paypal said they couldnt help me. They couldnt remove the charges nor give me my money back and if my back acct. overdrafted, that it was my fault. So i had to transfer money from one acct to anoter to pay for someone elses stuff so I wouldnt overdraft. All pay pal told me is, I could add another bank acct or card to my account and they would charge that one after my bank account overdrafted. I could hardly understand any of this because these foregioners could barely speak english, so I dont think they can understand the problem of an overdrafting account. Horrible customer service. I asked to speak to her manager and he was even ruder.

I made some online purchases via eBay using Paypal as a payment method this year as gifts for the holiday season.

However, two weeks later, I received a statement from my bank saying that I was $90 in the hole with overdraft charges. I couldn't figure out what was wrong, since my account balance was somewhere around $50+. Upon further investigation, I found that Paypal had made the charges to my savings account, which had no money in it, instead of my checking account, where I had intended the funds to come from.

Now, at first glance, this might seem like a mistake on my part. However, here's the catch: I never once gave them my bank account information, only my debit card number. So I called my bank, and they told me to call Paypal. So I called Paypal, they told me there was nothing they could do. So, I searched the Paypal.com FAQ's and online self-serve help center a little more closely, and I found that Paypal could do something called a bank reversal, which is where they refund the money to your bank, charge your Paypal account, and then let you pay the Paypal balance from whatever funding source you choose.

I thought that this was the end of my problem, but it just created a bigger problem. The first thing that Paypal was argue with me that if I didn't want the funds to be taken out of my savings account, I should have paid attention to the funding source when I was making my purchases. "Yes, I understand that, " I said, "however, when you only add one source of funding to the account, and don't know that another has been added, you tend not to check what the funding source is." He had no response, and then gave me a first grader's excuse of WHY it had to have been me that added that account - it was added using my user name and password, and I'm the only person that has my bank account information; to this, I responded by politely explaining to him that my information, both the bank account number and Paypal user name/password had been compromised earlier this year. I also added that I could see that the account had never been verified with Paypal. After a few minutes of this petty arguing, he flat out told me that I was lying and that none of his supervisors would believe me, and that they were not going to enact a bank reversal.

I was already planning on going and closing out that bank account tomorrow/reporting fraudulent activity, since it's evident that someone has the account number and information (I'm still not quite sure what's going on with that account); but now I'm going to have my bank partition a bank reversal on my behalf (the second option that the Paypal website gives you for obtaining a bank reversal). The only difference is that my bank could care less whether I pay Paypal back or not, whereas had Paypal done it, I could have paid them the debt immediately.

PLEASE!!! IF YOU ARE DOING ONLINE SHOPPING, TRY TO PAY WITH ANOTHER PAYMENT-ASSISTING WEBSITE!!! OR AT LEAST USE EXTREME CAUTION WITH PAYPAL!!! THIS IS NOT THE FIRST TIME THEY'VE DONE ME DIRTY!!!

Another payment-assisting website is Google Checkout, although I'd strongly encourage you to do research before using it.

I had a paypal account. I will give the short version of the story. I requested a debit card from them for my account ( so I can have direct access to MY money instead of waiting 3-5 days for it to transfer to my bank account). I never heard anything, then one day I got an email from them saying my account had been restricted until I provided them with..and followed a long list of very personal info including my SSN none of which were optional, I give them what they want or I cant use their service. I was very confused by why all of a sudden after having the account for over a year and never doing anything that would raise suspicion would be having my identity questioned. Concerned that this may be some sort of scam by someone claiming to be paypal wrote to them and simply asked why they needed this info, why I was being restricted to my own hard earned cash and I asked them to provide proof of who was requesting this info. Now you would think that paypal would understand nowadays you cant be too carefull. Instead I get an email that my account has been seized and I could not access any cash ($700) in my account for 6 months, no exceptions, no compromises, no explanation, no way to reason with them, all because I had a few questions. Disgusting!! I am being punished for trying to protect myself. They have MY money, gathering interest and fees and I have no choice but to bend over and take it! Dont trust paypal. Buy a credit card machine if you run a small business, its not worth it.