Paypal is a NIGHTMARE to deal with!!! I, too, have had many of the same problems listed above. After years of dealing with them, they decided one of my products (which is perfectly legal!!!) 'violated their rules'. They told me to remove Paypal as a payment option, which I did. I removed ALL of the links from my eBay auctions. They reinstated me.

Then, a couple of days later I get an email saying I am yet again suspended. Turns out two buyers managed to pay via Paypal. I took a look at the auction link. Nope. No Paypal as payment option. I looked at the invoice. Lo and Behold, there it was. EBay (I'm assuming. Or Paypal...) had put Paypal as an option to pay!!! Even after I had physically gone through each and every listing to remove them and add another method!

I contacted Paypal about it, but they could care less. They said I was at fault!!! That I 'should have reversed the payment or refused it." WTF!?!? I didn't even KNOW they had gone through until AFTER they froze my account, which didn't allow me to do ANYTHING with it! I wrote them again. I called, had the rep look at the listing. (One guy even commented I had a line on there that said "DO NOT PAY WITH PAYPAL!") They still didn't care. What a bunch of jerks!!!

THEN, I requested my money to be mailed to me. That was a nightmare, too. Again, had to jump through all their hoops. Emails sent back to me were returned with an answer, but obviously they hadn't even read my emails. I finally wrote them back a final time, asking if they even read the emails they get. A final phone call to them did get action and they sent me my check, less, of course, their $1.50 'processing fee'. I've read about others that have had Paypal do the same to them and hold thousands of dollars for 180 days, too!

Oh, and in the meantime, I have a LOT of listings still pending/waiting for payment because of all of this, since I had to find a new method of payment acceptance and get the new account set up. But, eBay (who OWNS Paypal!!!) wants their commission money whether I've been paid or not. I wrote them to tell them the sales are pending and I haven't gotten my money yet. That without that, I don't feel I should pay them, considering they base their commissions on the final selling price. But I haven't gotten that price...and until I do, I will not pay them, since some of the buyers have already cancelled due to this mess! SO...now EBAY has also frozen my account.

Anyone know of a better online auction service? I need to find one!!!

I only authorized the initial $1.00 to be taken from my husbands debit charge card and there was an additional amount of $49.95 taken out even though the account was cancelled prior to the week expiration date. This payment was not authorized and if the money isn't replaced he will bring charges against the company and anyone else involved in this possible fraud. I have e-mails stating that the account was closed but still there was money taken out. Please respond to this ASAP so that no futher action is required. Thank you, Ms. Jacqualyn Berry (Jacqualyn Short). The ticket number is ST00003015...

I received an email from PayPal: "due to the excessive risk
involved, we would like to begin parting ways in a manner that is least
disruptive to your business.". I called PayPal and they said it means my account is closed. How smart they are to close account in this way.

The so called "risk" is several people filed claims that they have not received products. They filed claims because eBay sent following massages: "Our records show that you recently contacted or received messages from office-mart through eBay's messaging system. This account was recently found to have been accessed by an unauthorized third party, who may have used the account in an attempt to defraud other members. "

The company does not provide an accessable means to close an account. Instead one is referred to circular phone and web-based applications that provide no means to close the account or referred to an 'account manager' which there is no means of identifying or contacting.

I recently placed an order thru an online vendor who accepted Paypal . When I was ask to verify I could not find the pay options. Granted I should have just canceled the order but I was thinking I could just go over to Paypal and change the funding source.

Well when I went to Paypal it would NOT let me change the funding source. This was very important since I knew that the bank account it was tied to only had $7.77 in it and the payment would "bounce". I contacted Paypal and their agent assured me that Paypal would only take out what was in the banking account then it would take the remainder from my credit card. He said he was sorry but that they could NOT change the primary source even though I asked.

Well I didn't feel good about this so I sent an email to the company that I purchased the product from asking them to cancel the order. They didn't. Now all this took place withing 10 minutes of placing the order.

Well to make a long story short they submitted the whole $47.00 and the bank went ahead and paid it then billed me $28.00 for insufficient funds. I know, I am stupid for taking their word. I should have asked the agent how they were going to know how much was in the account. But the way he talked he sounded like he knew what he was saying.

What makes the whole matter worse is that Paypal refuses to look into the matter and then has the gall to say they value customers and to please call them before I cancel my account. Why? So they can tell me they are sorry? Fat chance!