This website, although useful for people venting about their frustrations with PayPal, has to be a scam site that targets these vulnerable people. I was dissatisfied with PayPal to and started searching for a new merchant account to handle my credit card trans and found this site. The more and more I think about it, it's set up by this company called National Merchant Bancard. They probably have about 20 different sites that all list the same content. I've read scam stories about this co too! The terms of service and contract or full listings of rates are not fully disclosed, they just want you to sign up. Funnel your hatred and sign up with us and don't think twice? I didn't so I don't know for sure but common sense will say that this co is far from professional and what I would want from a Merchant working with me.