i noticed on my statement a payment for £29.21 with the following reference
PAYVN2.COM
REF 062 2821978000 BDC
INCLUDING COMMISSION £0.79

i have not authorised this and when i try to locate it - i am unable to find anything out. I have contacted the bank and they say it looks like a fraud transaction.
any ideas or ways of reclaiming my money??

Thanks