I have had unauthorized charges to my checking account by both of the above listed company names which caused 3 NSF and/or overdraft fees to my account. Apparently this company got my information when I applied for a payday loan online. Even after I found their websites and canceled the "so called" service via online chat, they attempted to charge my account again. The money wasn't available, so fees were assessed. I had to close my bank account. They actually collected one charge of $6.78. The 2 attempts to collect $31.98 caused the fees to my account.