People's Choice

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1 stars
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Category: Business & Finances

Contact Information
New Jersey, United States

People's Choice Reviews

Lisab39 September 1, 2010
Numerous Hang up calls this company is a scam
I'm filing a complaint with the FCC, as well. I answer the phone they ask for my husband's name, I say he's not available they hang up on me. So I got the number off my caller ID box returned the call back to them asked them what their problem was, they hung up on me again. Before they hung up on he explained they were a line of credit company, so I did a search on them apparently they are not very legit. I'm also registering my telephone number with the do NOT call list, if they continue to call I will file more charges. Has anyone else also had a number call their cell phone with just the digits 513, I think that they might be these same people.
alice March 21, 2009
Misleading Mortgage Terms
We are about to lose our home to foreclosure - after investing $450, 000 over 9 years, our rates grew too high to afford. Our lawyer looked over our records and is APPALLED at the terms we were led to believe.

Our first loan was with Washington Mutual - than along came People's choice claiming they would give us a better rate, and a fixed loan. GMAC Mortgage then came in - as People's choice farmed their "processing of loans" to GMAC, Whe People's Choice went under, our loan was transferred to MGC Mortgage. Again, our rates climbed, and within 6 months, GMAC jumped in again to "process payments." We were about to get a modification through MGC, when they had to hire GMAC. GMAC did not accept any of the paperwork MGC originated for modification, and then refused any partial payments or even FULL monthly payments until we "were at least 3 months delinquent." Once delinquent, GMAC put us into foreclosure and finally agreed to consider modification. We were told they would not accept any monthly payments until modification was rendered. Before you knew it, the summons was at our door.
After investing $450, 000 over 8 years into our home, we owe $500K!! We are losing it all. I feel like a fool and a loser. I've lost my job, and am now having difficulty finding work because companies can use your credit records in considering you for jobs. I went from having a $150K salary (and working damn hard for it!) to nothing. Nothing.
I hope all those brokers in their million dollar homes are enjoy their cozy surroundings.

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