November 2008 -Ray McCleary stated they could help us out of our problem! my wife had an accident and we were 1month behind with countrywide .Itold them that countrywide stated that there were no programs ther to help us . He stated for a sum $2, 400.95 they would take our mortagage to countrywide and submit for remortifcation of our loan! After faxing more then $200.00 of paper work they said was needed they told us not to worry and not to talk to them! 6 months later we are in forclosure they never contacted countrywide or bank of america! We are now in debt for more $9, 000.00 with bank of america and they will not talk to us .I am including the names that have been involved in this to aware people of their Scam you can also call me @(520-443-1791)